Estimate A Contract House Painting Job

House painting can be a lucrative job, but knowing estimate is critical. Bidding too high for a job will knock you out of the running, while estimating too low can actually cause you to lose money in the long run. Proper estimating requires practice, but following a step by step process on each job can shorten the learning curve.

Instructions

1. Visit the job site. Potential customers will call frequently to ask for your "average price" on a painting job. There is no such thing as an "average job," as each location has different measurements, different layouts and various factors that may affect the difficulty of the job. Never estimate a job over the phone.

2. Walk the job site and take detailed measurements of everything. Walls, ceilings and floors are measured in square feet, while windows and trim are measured in linear feet. To get the square footage of a wall, multiply the length by the height. To calculate linear footage, measure the length of each piece and add them all together.

3. Note the condition of the existing surfaces. Is the paint peeling? Will you need to remove wood stain? Are the walls dirty? Do you need to pressure wash the siding? Also consider the difficulty of reaching areas that will be painted. Do you have enough room to comfortably maneuver ladders? Do you need to rent scaffolding? Are there furniture pieces that cannot be moved? Will you need to work around children or pets? Is the home excessively dirty?

4. Discuss the client's expectations. Some homeowners may offer to help you work in exchange for a better price. Some prefer to provide the materials, such as paint and rollers. Some expect you to repair damage, while others prefer to take care of repairs separately, before you begin painting. Discussing expectations in advance helps you know what to expect, making it easier to create a fair estimate.

5. Use a written painting price guide to calculate a base rate for the project. Price guides are available online, but be sure to use one for your state. The average price for painting jobs varies dramatically between locations. Most price guides include the cost of materials. Add up the prices for each type of painting (walls, ceilings, trim, floors, etc.) separately. Take into consideration the number of coats of paint you plan to use as well as a primer coat if you plan to use primer. Add roughly 20 percent to your total to account for erroneous measurements or small tasks that may not have been included.

6. Consult your notes to determine a difficulty factor for the job. It is common to mark up particularly tough jobs from 10 to even 100 percent. Likewise, if the job is particularly easy or is simply something you really want to take, pricing it down by 10 or 20 percent is common. Be careful not to bid too low.

7. Carefully copy the final results onto an estimating sheet. The written estimate should specify the number of coats including primer, if any, and the type of paint and primer to be used. Spell out exactly which surfaces are to be painted, and whether the price includes any needed repair work. Many contractors also like to include an approximate length of time that the project will take. Review the estimate with the homeowner and answer any questions.

Tags: average price, average price painting, number coats, price painting, Will need

Cheapest Way To Ship Furniture To Another State

Cheapest Way to Ship Furniture to Another State

The cheapest way to ship furniture to another state is a do-it-yourself move by van or small truck you either own or can borrow. But when that is not an option, there are several economical ways to get a small amount of furniture (such as pieces for a college dorm room, the bare necessities for an apartment or furniture inherited from relatives in another state) from one state to another. Does this Spark an idea?

Shipping Quotes

Get quotes for your small shipment and choose the cheapest, but don't waste time hopping from one shipment company to another when you can get as much information as you may need from a single source for furniture ranging from 100 to 20,000 lbs. The website FreightCenter offers a free-of-charge service for calculating the size of your shipment at no cost to you and providing quotes from a variety of shipping companies that specialize in LTL (Less-Than-Truckload) shipping. With those quotes in hand, you'll be able choose the one that best meets your budget and then book your shipment online at your convenience, around the clock

Even if you choose another shipping option, you'll find valuable information at FreightCenter's "Shipping Furniture" link about the best way to pack your furniture for shipment that will get it to its destination in the best possible condition.

Conventional Moving Companies

Call local conventional moving companies and enquire about "space available" shipping. It is quite possible a larger shipment of household goods is going to be passing through your item's destination or very near. If that truck is not quite full and your items will complete the load, you may find this is quite affordable.

Personal Recommendations

Ask for personal recommendations from people you know have successfully managed smaller shipments of furniture, such as the parents of college students who've shipped cross-country or someone who has helped their parents ship a minimal amount to a retirement home. If you are not getting the answers you need from your acquaintances, College Confidential and Berkley Parents have online discussion boards that address this topic.

Reliabiity

Check out the reliability of any shipping options you are considering at the consumer advocacy website Moving Scams. Along with companies to avoid, it maintains an endorsement list based on satisfied customer reviews.

Tags: Another State, Cheapest Ship, Cheapest Ship Furniture, furniture such, need from, Ship Furniture, Ship Furniture Another

What Is The Most Fragrant Lavender Plant

The best fragrance may be up to the individual to decide.

To enjoy lavender's scent at its best, remember this advice from Mountain Valley Growers: "The plant cools itself by releasing its fragrant oils, so the more heat they are exposed to the less oil, and fragrance, for you." Does this Spark an idea?

Types

Lavandin (Lavandula x intermedia) represents an English and a spike lavender cross. Lavandin is used as a fragrance commercially, according to the Arizona Cooperative Extension, Mohave County. The extension lists the variety 'grasso' as probably the most fragrant lavandin.

Function

Seal lavender is recommended by Mountain Valley Growers as highly fragrant and old-time favorite that makes good hedging.

Misconceptions

English lavender (L. angustifolia), described as very fragrant by the Arizona Cooperative Extension, Mohave County, originates from northeastern Spain.

Benefits

Provence lavender is best for potpourri because the buds come away easily and the flower dries well.

Warnings

When looking for a fragrant type to grow at home, gardeners should be aware of the difficulties of growing lavender. Mountain Valley Growers warns that lavender seed takes a long time to sprout and demonstrates a low germination rate; the plants are slow to reach transplant size. The website also notes that lavandins, "either do not make seeds or the seeds are sterile."

Tags: Mountain Valley, Mountain Valley Growers, Valley Growers, Arizona Cooperative, Arizona Cooperative Extension, Cooperative Extension, Cooperative Extension Mohave

Doityourself Credit Repair

Whether you have poor credit or are looking to improve your credit for a large purchase such as a vehicle or a new home, you can repair your own credit through diligence and attention to detail. By looking over your credit reports and fixing any misinformation contained therein, you can better your credit situation by yourself.

Revolving Debt

Plan a budget on a spreadsheet. This will allow you to see where you spend money and what areas you can adjust so that you can use any extra money to pay off debt. The best way to repair credit is to pay it off, but keep those credit cards open. The open credit cards with low balances indicate your credit responsibility and the fact that credit card companies trust you enough to give you lines of unsecured credit.

Pay all of your payments on time. One way to help repair your credit is to make sure that all outstanding revolving debt payments are paid on time. When you have six months straight of on-time payments, your credit score goes up.

Reduce your debt-to-income ratio. If you carry too much debt compared to the amount of income you bring in, your credit will suffer and it will be more difficult to obtain credit in the future. To repair your credit, pay down some of the balance on your credit cards and over time, your credit will get better.

Credit Reporting

Order your credit reports online and examine them for incorrect items and outdated information. It is important that consumers take a look at their credit reports yearly for inaccuracies. You are entitled to free yearly reports, so take advantage of this and print them out.

Write letters to dispute any inaccuracies on your report. Due to fraud and misinformation, information on your credit report may be inaccurate or incorrectly reported. It is your job to inform each credit report company of any inaccuracies on your credit report. If the inaccuracies are truly wrong, they will be removed and this will help you repair your credit. Document the process and keep all of the information that the credit reporting agencies send you.

Tags: your credit, repair your, repair your credit, credit cards, credit report

Find Out What A Bank Needs For A Foreclosure

Banks need certain information from buyers when negotiating a foreclosure.

Foreclosures have always been thought of as a great way to make good money by flipping homes (buying and quickly reselling them at a profit). In recent years, with the abundance of foreclosed homes on the market, buyers are more skeptical and proceed with greater caution. Banks, in response, have become much more willing to negotiate on foreclosure sales. If you are thinking about buying a foreclosure, there is information the mortgage company that owns the foreclosure will require prior to considering the sale.

Instructions

Buying a Foreclosure

1. Banks sell homes they have repossessed through foreclosure.

Enlist the assistance of a licensed real estate agent, broker or representative. Not all of them are created equal. Find one who is very familiar working with foreclosures, but make sure not to work directly with the mortgage company's agent. Sign a buyer's agent contract with an agent who will represent you, instead of the mortgage company selling the foreclosure.

Your agent will communicate with the mortgage holder's representative, represent you in the transaction, obtain information the bank needs for the foreclosure, and communicate your requests and responses regarding the property.

2. Find a licensed real estate agent to represent you.

Exercise due diligence with inspections. Have the property inspected by a home inspector and a pest inspector prior to deciding to buy the property. Select inspectors with good reputations. You don't want one who will overlook or not recognize potential foundation issues or structural problems. Those, in particular, can break the bank when it comes to repairs.

Pest repairs, like damage caused by termites, can also be very expensive, so if you don't already know a reliable pest inspector, ask friends and family members if they know of anyone reputable. The results of the inspections will determine how much you will offer for the property, and could influence any counteroffers that are made by either party.

3. Get estimates for all repairs needed on the foreclosed property.

Get estimates for repairs on the foreclosed property. It is not that uncommon that foreclosed homes are found in varying degrees of disrepair. If you are interested in one that needs repair, get estimates on all repairs needed. This will be another bargaining tool in your tool belt to negotiate for a better price.

4. Determine the value of the foreclosed property.

Decide what you will offer on the foreclosed home. Sit down with your real estate agent and discuss the fair market value of the foreclosed home. Go over the results of your real estate agent's comparative market analysis (CMA), which tells you how much the home is worth, along with the results of your home and insect inspections. Typically, you would take the price derived from the CMA, or the listing price if lower, and subtract the cost of anticipated repairs. Some buyers are throwing out significantly lower numbers to banks that are desperate to offload undesirable property.

In addition, the Home Affordable Foreclosure Alternatives Program and Home Price Decline Protection Incentives encourage banks, as an alternative to foreclosure, to accept mortgaged property back from the homeowner as full payment of the property, which is called "deed in lieu." Often the exchange is for far less than the market value of the home. Depending on the market, the savings are often passed on to homebuyers to enable the lender to quickly offload the property.

5. Make an offer. Your real estate agent will present your offer to the bank, then inform you of the bank's response. Your agent will also handle any further exchanges with the bank regarding counteroffers. If your offer is low and the bank rejects it, you can always go higher. If the bank rejects all offers, you can always move on to another foreclosure. In 2010, there are still plenty of foreclosed properties available in most major real estate markets.

Tags: real estate, estate agent, real estate agent, agent will, estimates repairs

Get A Car On Ssi & Afdc

Purchase a car on SSI and AFDC.

Neither SSI (Social Security Income) or AFDC (Aid for Dependent Children) offer programs to assist participants in getting a car. SSI is a cash-assistance program for low income aged, blind and disabled individuals. A person can not receive both SSI and AFDC, although some members of the household may receive AFDC while others receive SSI. A car is exempt according to SSI rules. Vehicles are counted in the resource value of the AFDC budget.

Instructions

1. Locate the car to be purchased or given as a gift.

2. Call your AFDC worker and ask them if you purchase this particular car how it will affect your case. Most states exempt up to $4,650 from the value of a vehicle.

3. Purchase the car and transfer the title to your name.

4. Report the vehicle and the remaining unpaid balance to the Social Security Office and to your AFDC worker. The AFDC worker will also need a copy of the registration and proof of the amount owed. SSI may or may not ask for further information, but they do need to be informed about all of your resources.

Tags: AFDC worker, Social Security, your AFDC, your AFDC worker

Make Money Writing Ebooks

Individuals can earn income from a large variety of business ideas on the Internet, including writing ebooks. Unlike the traditional book publishing process, writers can publish their digital books on their own in less time and still have the ability to reach a large number of people. However, ebook writers must handle every aspect of the publishing by themselves, including marketing. The ability to keep a much larger percentage of the revenue than is possible with traditional book publishers may far outweigh this drawback.

Instructions

1. Determine a subject matter that you feel comfortable writing about and select a topic. If you are not sure what to write about, examine current news and popular magazines. Identify a popular topic and research it until you have acquired enough information to write an ebook.

2. Write the first draft of the ebook. Read it to correct any errors. Revise the ebook as many times as you need to until you are satisfied with it. It is helpful to have a friend or a professional proofreader read your work. Use the suggestions for further improvement.

3. Upload your ebook to an online self-publishing service. These include companies such as Amazon, Lulu and Xlibris. Self-publishing sites allow members to publish their work at no charge in exchange for a moderate percentage of each sale.

4. Advertise your ebook online and off line. For instance, post a link to your ebook page on forums, on social networking websites and on your blog. You could also advertise in the local newspaper, post fliers and distribute business cards containing the address of your ebook page,

5. Sell your ebook through affiliates. Connect with affiliates through affiliate marketing programs like Commission Junction and Clickbank. Affiliates advertise products on behalf of the owner in exchange for a percentage of each sale.

6. Earn money writing ebooks for other people if you are not interested in writing your own. You may advertise your ghostwriting services online or off line.

Tags: your ebook, each sale, ebook online, ebook page, online line

Grants To Preserve Historical Homes

Historic homes in the U.S. can be preserved through grants.

Many historical landmarks in the United States are homes, some of which belonged to important figures in American history. Over time, some of these historical homes suffered from aging foundations, rotting wood and other problems that threaten their longevity. Government and private grants allow these important locations to remain in good condition while keeping their original look and feel.

National Trust Preservation Funds

National Trust Preservation Funds provides opportunities for nonprofit organizations and public agencies to obtain emergency funds for preservation needs. The funds can be used to consult professionals in home preservation, such as architects and engineers. The grants, which are awarded in amounts ranging from $500 to $5,000, must be matched with equal or greater funds from the recipient.

National Trust for Historic Preservation

1785 Massachusetts Ave. NW.

Washington, DC 20036

202-588-6107

preservationnation.org

Johanna Favrot Fund For Historic Preservation

The Johanna Favrot Fund For Historic Preservation offers grants ranging from $2,500 to $10,000 for preservation projects. To be eligible, individuals and for-profit businesses who want to apply for funds must have a project that involves the preservation of a national historic landmark. Professional consultations, education programs and conferences may be included in the project.

National Trust for Historic Preservation

1785 Massachusetts Ave. NW.

Washington, DC 20036

202-588-6107

preservationnation.org

Cynthia Woods Mitchell Fund for Historic Interiors

The Cynthia Woods Mitchell Fund for Historic Interiors offers grant funding for public agencies and nonprofits looking to restore or preserve the interior of a historic home or building. Businesses and individuals may apply for funding if their project deals with a national historic landmark. Some possible projects for this grant funding include education programs, communications materials and professional advice.

National Trust for Historic Preservation

1785 Massachusetts Ave. NW.

Washington, DC 20036

202-588-6107

preservationnation.org

Partners in the Field Challenge Grants

Partners in the Field Challenge Grants, a program initiated by the National Trust for Historic Preservation, offers grants for restoring and preserving historic buildings and homes. These grants are available to specific geographic areas defined as partners of the National Trust, including California, Texas and North Carolina. The grants are funded by a $5 million gift from the Robert W. Wilson Charitable Trust. All grant funding is matched by local donors and foundations within the recipient community.

National Trust for Historic Preservation

1785 Massachusetts Ave. NW

Washington, DC 20036

800-944-6847

preservationnation.org

Preserve America Grant Program

First established in 1968, the Preserve America Grant Program offers historic preservation grants for the upkeep of important historic landmarks. These funds are part of a matching grant program, where the recipient must supply an equal amount of money to the grant total. Grants are only available to communities and neighborhoods designated by Preserve America, not to individuals, nonprofits or businesses. Grant funds may be used for preservation research and documentation, education programs and marketing ventures.

National Park Service

Historic Preservation Grants

1201 Eye St. NW

Washington, DC 20005

202-354-2020

nps.gov

Tags: National Trust, National Trust Historic, Trust Historic, Trust Historic Preservation, 1785 Massachusetts

Grants For Restoring Historical Houses

Historical house

Interest in preserving America's historical heritage is reflected in increased effort to restore historical houses. In many ways, the homes that previous generations have built and maintained reveal many aspects about their preferences, beliefs and daily lives. Preserving historical houses can be assisted by grants in some cases, depending on who owns the property and how the building is used. Does this Spark an idea?

Residential Properties

The financial assistance available to private owners of residential homes is somewhat limited to tax assistance and loan programs. Preservation easements may be granted by the homeowner to an organization or government agency to accept the responsibility of restoring and preserving the property (a state historic preservation office, or SHPO, would be a contact for this type of information). There are loans that can be made available through the U.S. Department of Housing and Urban Development for specialized mortgages to assist both individuals and investment groups in purchasing and restoring historical houses. An individual may also become a curator for life in return for funding the restoration of an historic home.

Commercial Properties

A trend in the effort involved in restoring historic houses is the purchase of such a building for a commercial venture. This is accomplished to a large extent through community groups such as nonprofit organizations or real-estate development groups (the Main Street Program is an example) and for-profit entities. A branch of the National Trust for Historic Preservation known as the National Trust Community Investment Program is a for-profit subsidiary backed by government funding that makes equity investments in historic properties that includes a 20 percent federal tax credit. This program is for larger development projects costing a minimum of $6 million and that bring in at least $1,500,000 in tax credit equity.

Nonprofits and Public Agencies

Local and state agencies offer assistance in restoring historic houses to nonprofit organizations and other public agencies. One example of this is the Cynthia Woods Mitchell Fund for Historic Interiors, a Connecticut-based subsidiary of the National Trust that provides funds for restoring interiors of historic houses. Such funds can be used to hire professional advice in restoration techniques or for holding conferences and workshops. The National Trust provides a state-by-state list of available tax incentives for these types of programs, and many local community-based preservation groups, planning commissions and housing agencies have programs available to assist in restoring historic houses and other buildings with historical significance to the community. These programs often include the development of plans of action that involve such entities as the local chamber of commerce, investment groups and citizen organizations.

Tags: historic houses, National Trust, historical houses, restoring historic, restoring historic houses, investment groups

Grants For Nonservice Connected Disabled Vets

...

until they all come home...

The Department of Veterans Affairs administers the grant award programs for veterans. They oversee distribution of grant money to those unable to engage in gainful employment due to disability. Two programs assist veterans whose disability is not service-connected.

Although the VA administers the award programs, the department does not advertise availability. It treats the funds from the first grant as a "pension payout" and makes the award on a case-by-case basis. The second grant has two levels. Non-service connected disabilities are eligible for the smaller award.

Eligible Pension Grant Applicants

Eligible veterans have a disability resulting from an incident with no connection to their period of service. As a need-based grant program for veterans, those with substantial means cannot apply. The government contends a large estate will support the needs of that veteran.

Applicants can have a service record dating back to World War I. Veterans with 90 days or more of wartime service and a better than dishonorable discharge, are eligible applicants. Non-service connected disabilities must be total and permanent, making it impossible to engage in gainful employment.

Documents, Credentials and Award Process

Veterans apply in writing for a grant award. The application requires that a net worth statement and proof of favorable discharge from service (Form DD-214) accompany it. A favorable discharge shows proof that separation from service was not dishonorable.

Applicants obtain VA Form 21-526 at the closest local or regional VA office. When the documents are ready, they go back to the same location. Note: The option of applying online is available.

Pension program applicants do not have cut-off dates or deadlines. This continuous process begins with determination of eligibility. That determination depends on submission of necessary documents, including evidence of income and net worth.

Regional offices distribute the grant funds, usually within 90 to 120 days. If an applicant receives a rejection, that veteran will receive details of the appeal process. Veterans with approval for this grant receive disbursement in one lump sum.

During FY2010, the total disbursement is approximately $2,899,009,000 spread over 180+ approvals of $11,830 each. Countable income reduces this amount on an average of $1,283 per level, as appropriate for the condition of the veteran.

Additionally, veterans of WWI or the Mexican Border Conflict receive $2,686 more. Use is not subject to monitoring procedures and the recipient is able to use the money for any pressing need that arises.

Home Alteration Grant

This grant is available to both service-connected disability and non-service connected disability veterans. It is specifically for widening doors, lowering counters and sinks, fitting living areas with handrails, elevators and stair lifts.

Written applications are a requirement for this grant. The award has two levels and both levels distribute a flat distribution amount. The grant amount for non-service connected disabilities is $2,000. A veteran with service-connected disability is eligible for $6,800. This is the first time since 1992 that Congress made any change in value for these grants. The grants now conform to cost of living and product inflation.

Veterans applying for this grant do so during an eligibility period. Grant awards come after a review confirming the presence of all requirements. This grant is unique in that service-connected disabled veterans can combine it with awards they may obtain from "specifically adapted housing grants." These other housing grants are not available to veterans with a non-service connected disability.

Tags: connected disabilities, grant award, non-service connected, award programs, connected disability, engage gainful, engage gainful employment

Find An Appliance Repair School

As we all know, appliances break down all the time, so if you can repair them, you're going to enjoy a profitable career. If you have an aptitude for fixing things, you can enhance your skills at an appliance repair school.

Instructions

1. Make sure you have some skills and knowledge in electronics and basic math along with organizational and communication skills.

2. Look through the listings of schools discussed in the Resources links below. There are quite a few appliance repair schools, and some even allow you to attend online. Check into the courses offered by the different schools to see which fit your needs.

3. Think about taking a diploma curriculum. You gain certification in the field and the courses you take concentrate on the specific knowledge that pertains to appliance repair. Diploma programs take 12 months to complete. If you choose to get an Associate Degree, that will take 2 years. Depending on the college you choose, you may be able to take appliance repair training with a GED.

4. After completing your course, apply for appliance repair certification from the Professional Service Association (PSA) and become a Certified Appliance Professional (CAP). Other options for certification you can receive include the International Society of Certified Electronics Technicians (ISCET) which certifies you as a National Appliance Service Technician.

5. Obtain certification for proper handling of refrigeration appliances from the U.S. Environmental Protection Agency (EPA). This separate certification means you know and agree to follow all the EPA rules pertaining to refrigeration.

Tags: appliance repair

New Mexico Elderly Care Programs

Whether they enjoy their golden years at home or in a supported living environment, New Mexico residents enjoy access to a variety of elderly care programs. Programs allow elderly individuals an active role in directing their own care while remaining in their homes or local communities, and are designed to continue providing care for those who don't want to or are unable to participate in their choice of elderly care.

Senior Centers

Operated by county-level agencies, senior centers throughout New Mexico provide a place for elderly residents to socialize, enjoy meals and get information about other New Mexico elderly care programs. The centers also provide information about elderly care programs for home-bound residents of the state.

PACE

Operated by the Elderly and Disability Services Division of New Mexico's Aging and Long-Term Services Department, the Program for All-Inclusive Care for the Elderly provides combined services to residents over 55 years of age who are qualified for nursing home care under Medicaid criteria. Using Medicaid, Medicare and private financing, the program coordinates home care, meals, personal care, primary care, rehabilitation services, transportation, pharmacy services and hospitalization needs.

CoLTS

An acronym for Coordination of Long-Term Services, the state's CoLTS program manages long-term services for New Mexico Medicaid recipients. Working with two managed care organizations-- AMERIGROUP and Evercare--CoLTS helps elderly New Mexicans get the care they need while remaining in their homes or their home communities.

PCO

A Personal Care Option program gives Medicaid recipients a leading role in directing their own care choices. Participants may pick their caregiver, who may be family member, and remain in their community to live independently. Participants who don't want to or are unable to select a caregiver may delegate the choice. In either approach, the caregiver screens and supervises attendants to be sure they provide adequate care and meet legal requirements.

Mi Via

Low-income elderly residents of New Mexico may also plan their elderly care through the Mi Via program. Participants may select which services they need, hire service providers and direct spending of their Mi Via funds.

GAP

The state GAP program helps elderly residents and others with physical impairments get the help they need to live on their own. Gap can provide qualified recipients up to $7,500 to assist with emergency housing, personal care, home modifications or personal assistance devices.

Adult Protective Services Division

This state agency investigates complaints of elderly neglect, exploitation or abuse. Statewide toll-free number: 866-654-3219 (505-476-4912 from outside New Mexico).

Aging and Disability Resource Center

The statewide resource center provides intake services, counseling and other information about New Mexico Elderly Care Programs.

Toll-free number: 800-432-2080

Ombudsman Program

A statewide ombudsman program provides access to volunteers who can help elderly New Mexicans or their families select care facilities, get annual reports about various facilities or find solutions to problems that arise in elderly care programs.

Toll-free number: 866-842-9230

Tags: elderly care, care programs, elderly care programs, elderly residents, information about, they need, directing their

Donate A Used Car In Kalamazoo Michigan

There should never be a charge to donate a car in Kalamazoo.

In Kalamazoo, Michigan, cars can be donated to charitable organizations in the community. Donated cars are sold at car donation centers and the proceeds go to help the cause of the organization. The donation form can be completed online and your donation is tax deductible. There are several charity organizations you can choose from that service the Kalamazoo, Michigan, area.

Instructions

1. Pick a charitable organization to donate to. You can find several Kalamazoo organizations that accept donations by searching online. Donate A Car 2 Charity, Cars 4 Causes and DonateCar.tv are a few.

2. Call the organization or fill out their online donation form to begin the process. You will need to provide information such as the car's mileage, condition, fair market value (up to $500), and any repairs needed. The vehicle title must be lien free.

3. Schedule a pick-up time and day for your donation. A local towing company will contact you, usually within 24 hours of submitting the online or phone application. They will tow your vehicle free of charge. The towing company should provide you with proof of pick-up.

4. Save the tax-deductible donation receipt which will be sent to you in the mail. You will need this when filing your taxes. If your donation sells for more then $500, you should receive an IRS Form 1098-C indicating the actual sale amount.

Tags: Kalamazoo Michigan, your donation, donation form, towing company, will need

Dispose Of Fluorescent Bulbs In North Carolina

Compact fluorescent bulbs can be recycled for free.

Fluorescent lightbulbs contain mercury, which is a hazardous material. Dumping lightbulbs into the trash bin is easy, but not responsible because they ultimately pollute the environment. As of 2010, North Carolina did not have a statewide fluorescent bulb disposal or recycling program in place, although some cities recycled the bulbs as part of their hazardous waste management. North Carolina residents have a few options when it comes to getting rid of hazardous lightbulbs and should choose the most convenient one. Does this Spark an idea?

Instructions

1. Contact your town's waste-reduction program to find out whether it collects fluorescent lightbulbs and follow the guidelines for your community. Learn prepare the bulbs for disposal and how frequently they are collected. .

2. Place spent compact fluorescent bulbs in a paper bag and take them to a Home Depot store. Home Depot accepts compact fluorescent bulbs for recycling at any store location, according to the North Carolina Department of Environment and Natural Resources. This is a free and easy way to recycle fluorescent bulbs if your North Carolina town does not accept them for recycling.

3. Participate in a mail-back fluorescent bulb disposal program to dispose of larger bulbs that are not accepted at Home Depot. Purchase a container from EasyPak or lightbulb manufacturer Sylvania. Fill the container with your spent fluorescent bulbs and return it to the company by mail, using the instructions sent with the recycling container.

Tags: fluorescent bulbs, North Carolina, Home Depot, bulb disposal, compact fluorescent bulbs

Estimate Drywall Work

For most drywall contractors, installing drywall is the easy part. In fact, most drywall contractors got their start by installing, and over the years moved up the ladder until they were able to start their own company. Because of this, most are very comfortable doing the work. The discomfort comes when they have to estimate drywall work. By taking a systematic approach, anyone can estimate drywall without making mistakes or causing undue mental anguish. Does this Spark an idea?

Instructions

1. Measure the total square footage of the area to be drywalled. Multiply the width times the height of each wall or ceiling section to determine the square footage and add them all up.

2. Calculate the cost of the sheetrock by dividing the square footage needed by 32 or 48, depending on if you are going to use 4-by-8 foot or 4-by-12 foot sheets of drywall, to find the number of boards you will need and multiply this number by the price per sheet of drywall. Don't forget to include sales tax.

3. Multiply the number of drywall boards needed by 24 for 4-by-8 foot sheets or 36 for 4-by-12 foot sheets to determine the linear feet of joint tape needed. Divide this number by 250 or 500 (the most common sizes) to determine the number of rolls needed. Figure the cost by multiply the number of rolls needed by the cost per roll.

4. Divide the square footage by 400 to determine the number of buckets of ready-mixed joint compound required. Multiply the number of buckets by the individual price of each bucket to determine the cost.

5. Determine the amount of screws needed by dividing the square footage by 300. This is how many pounds of 1-1/4 inch drywall screws are needed. Select a box of screws that contains at least this many pounds and note the price.

6. Measure the amount of corner bead needed by adding the length of all outside corners. Corner bead comes in 8- and 10-foot sections, so multiply the number of sections needed by the individual price to determine the cost of corner bead.

7. Calculate labor costs by multiplying the per square foot installation price by the square feet of drywall to be installed. In this cost include worker's compensation insurance, if you pay it. Contact your insurance provider for instructions on calculate it as different states and insurance companies require different methods.

8. Include any additional costs such as waste removal (call a construction dumpster company) and site protection. This could include plastic to wall off untouched areas and paper to protect finished flooring. Each job site will be different so pay attention to each one, as what is needed on one might not be the same as on another.

9. Add up the totals for each section to reach your total cost to perform the job. To determine the final price, multiply this number by your markup for profit and overhead. This will depend greatly on your location and company size. A small company in a more rural setting may only need a 15 to 20 percent markup, where the same company in an urban setting may require 10 to 20 percent more.

Tags: square footage, foot sheets, this number, 4-by-12 foot, 4-by-12 foot sheets, 4-by-8 foot

Handle Your House In A Divorce

In some divorce scenarios, there are actually three decisive parties: the members of the unhappy couple and their house. In fact, many parting couples who have emotionally checked out of their relationship would say they remain married to the house.

Deciding what to do with a house in the midst of a divorce is arguably one of the toughest hurdles in an already challenging situation. Unfortunately, there are no easy solutions. But by keeping the following points in mind, you may be able to come to an agreement you can live with.

Instructions

Decide Who Gets The House

1. First, consider your options. Generally, you can either sell the house before the divorce is finalized, sell it after the divorce is final, transfer ownership to one of you ("buying out" the other), or maintain a long-term interest in the house. Your financial state, the housing market, your relationship with your soon-to-be-ex and the size of your family will all factor in to your decision.

2. If you are considering keeping the house, ask yourself whether you can stay married to the mortgage. Sentimental value adds nothing to a balance sheet. The house is an asset, and if one of you cannot afford it on his or her own, the answer will be clearer.

3. If your spouse will be keeping the house, ensure you are getting your fair share of the accurate value of the property. Work with an experienced, licensed appraiser of your own.

4. When selling out your share or buying your spouse's half, you may want to tap into retirement savings (but borrow, don't withdraw), or suggest some options for division of other community property like furniture, art or vehicles to balance the scales. Again, make sure you are comfortable with the assessed value of the property.

5. Selling your house before the divorce is finalized can make for an easier division of assets but is not always an available option, particularly in today's housing market. However, if this is an agreeable option for both of you and there is market interest in your home, try to work together to make a reasonable sale happen. Even if you sell your property for less than you would have liked, you will avoid months of taxes, utilities, upkeep and potential repairs.

6. In a very challenging housing market, consider creative options for putting off the sale or division. For instance, you might set an absolute minimum selling price or agree on a maximum amount of time to wait for the market to improve. If you do need to put off the sale, however, make sure there is a clear plan written up as to who handles the housing maintenance costs as well as any repairs while the house is on the market.

7. Don't over price your memories. Financially, you may be sure you can't afford to keep the house, but you think staying there for your child's sake, for instance, is a good idea. It may be that there are more unhappy associations there than you realize, and sometimes those memories can hold you back from beginning your fresh start on a new life.

Tags: housing market, before divorce, before divorce finalized, divorce finalized, house before

Use Instafocus With Your Bushnell 4x30 Instafocus Compact Powerview Binocular

What if you had a device that let you see a crack on the opposite building of your house, the birds on the far-off nest, the cricketer clearly in a crowded stadium or your child's performance on the stage in a crowded hall? Bushnell offers a variety of binoculars that includes their expertise of more than 50 years of making quality optics. There are three main focusing systems: Center Focus, Insta-Focus and Individual Focus. InstaFocus binoculars have a central focusing lever between the barrels.

Instructions

1. Hold the binocular closer to your eyes and adjust the interpupillary distance.

2. Set the diopter to zero.

3. Set the Insta-Focus binocular by adjusting the central focusing lever between the barrels.

4. Cover the objective with the lens cover or your hand on the same side of the binocular that has the diopter setting. Generally, it is on the right side.

5. Focus on a distant object by using the Insta-Focus lever. Keep focusing until the image appears as sharp as possible.

6. Remove the cover from the objective lens on the diopter side. Cover the other objective lens and view the same object again.

7. Adjust the diopter setting ring carefully to view the clarity of the image.

8. Now you can view near or far distances by pressing the Insta-Focus lever.

Tags: between barrels, central focusing, central focusing lever, diopter setting, focusing lever, focusing lever between, Insta-Focus lever

Signs & Symptoms Of Septic Tank Problems

Homes and businesses use septic systems when municipal sewer connections are not available. A septic system consists of a tank, which is basically a large concrete box with internal baffles, and field line. The field line is a system of pipes that carry water from the septic tank into an area where it can be absorbed into the ground. The pipes are buried two to three feet below the surface. In general, septic systems require just routine maintenance and periodic emptying. By recognizing signs of trouble, you may be able to head off major inconvenience and expensive repairs. Does this Spark an idea?

Odors

Your nose may register the first whiff of trouble. Sewer odors could come from the septic tank itself or the field line. The tank may have been overburdened with waste or sprung a leak. Tanks should be emptied every three to five years. Note: The bathroom vent located on your roof normally emits some sewer odors.

Slow Drains

If a pipe is clogged or the septic tank otherwise is not functioning properly, you may notice that your sinks drain more slowly. Typically, the problem comes on gradually, but in some instances you have little time before the system shuts down. Typically, the cause is too much sludge (solid waste) in the septic tank. When that happens, waste will back up in the pipes leading into the tank and possibly spill over into the field line. You can inspect the system on your own, but you will likely need to call in a professional to remedy the problem.

Standing Water

Standing water above your field line likely means the pipes are not draining properly because they are clogged with waste. This indicates that the septic tank is full. You can reduce septic tank problems by conserving water use. Take shorter showers; use the dish washer and clothes washer only when you have full loads. Consider doing without a garbage disposal, which adds an extra burden to septic systems.

Gurgling Sounds

Your septic tank won't go bump in the night to warn you of impending trouble, but it will make other disturbing sounds. A backed-up septic system could cause drains to gurgle, particularly in the bathroom. The drain pipe acts as a megaphone, transmitting sounds from the tank back into your home. If you inspect the system yourself, don't enter the septic tank. The fumes and lack of oxygen could be lethal. Your best bet is to contact a plumber.

Silent Warning Signs

Septic tank failure may occur without visible or audible signs. If the field line pipes fill up with solid waste, they no longer can distribute water for absorption into the ground. Instead, they may exude waste, which could eventually contaminate the ground water supply. At times the first sign of a septic system failure is a nearby well testing positive for bacteria. This is a worst case scenario as the problem has expanded beyond the confines of the septic system. Annual inspections will normally prevent this type of problem.

Maintain Your System

You can avoid septic tank trouble by having your system inspected annually and pumped out every three to five years. Besides conserving water, you can protect your septic system by keeping it free of grease, cooking oil, coffee grounds, and drain cleaners. Do not plant trees or shrubs above or close to your septic system, as the roots could cause mischief. Shield the area above your septic system from excessive water runoff and don't allow cars to drive over it.

Tags: septic system, field line, septic tank, septic systems, septic tank, your septic

Repair Car Body Scratches

Repair scratches to keep it looking brand new.

All cars pick up a scratch at some point. Repairing small scratches isn't complicated, but it takes time to do it right. Car manufacturers produce tubes and spray cans of paint matching all of their car colors, so matching the car's color shouldn't be a problem.

Instructions

1. Buy a small spray can or tube of touch-up paint from the car's manufacturer. Test the paint on a piece paper, and compare the color to make sure it matches. The colors are usually perfect, but if the paint doesn't match, go back to the manufacturer. Let the manufacturer help you find a color that matches better.

2. Wash and dry the car. If the scratch doesn't go all the way to the colored paint layer, you can skip this step.

3. Cover the windows and metal near the scratch with newspaper, and tape it in place with masking tape. Use spray paint if you have a very shallow scratch. If you are using spray paint, spray the colored paint across the damaged area. Keep the can at least 12 inches away from the car. Apply one thin layer and let it dry 30 minutes. Add a second layer and let it dry for an hour. Use the tube of paint if you have a deeper scratch; apply a thin coat and wipe off any excess with a paper towel. Wiping up the excess paint forces the paint down into the scratched area. Wiping immediately before the paint dries at all keeps any rough areas from developing on the areas surrounding the scratch. Do not let excess paint sit on the undamaged paint. Let it dry for an hour and apply a second coat if needed. Let it dry for two hours this time. You get a thicker coating of paint with the tube, and it's more controlled. The tube paint fills in the grove without the need for sanding. The finished surface looks neat and smooth.

4. Use fine grit wet/dry sand paper on the dried touch up paint if you end up with a rough area. Wet the sand paper, and sand off any roughness. Wipe it with a damp cloth, and let it dry. Don't sand off all of the touch up paint. If you sand off too much paint, touch it up again, and repeat the process before applying the top coat.

5. Tap your finger against the colored paint coating to make sure it is completely dry. Let it dry for another hour if necessary.

6. Spray a coat of clear topcoat across the damaged area. Keep the can at least 12 inches away from the car. Let it dry for 30 minutes. Add a second coat of clear topcoat and let it dry for an hour. The scratch is repaired. Wax the car to complete the job.

Tags: colored paint, across damaged, across damaged area, area Keep, area Keep least, away from

Fix Dents With A Slide Hammer

Dents can be repaired in multiple ways, but the only sure way to repair any dent, no matter the depth or size, is to use a slide hammer. A slide hammer is also called a dent puller and is used by every body shop to remove dents. The slide hammer can completely repair a dent when used in conjunction with a few other materials, including body filler and primer.

Instructions

1. Drill multiple holes in the dent in various places. Drill one hole in the center and more holes a few inches apart, scattered throughout the dent.

2. Place the tip of the slide hammer in one of the holes. The tip of the slide hammer is threaded and works like a screw. Turn the hammer until it is screwed into the hole.

3. Hold the slide hammer with two hands, placing one hand on the sliding handle and the other at the end on the solid handle. Slide the weighted handled of the hammer down toward the car and quickly pull it back toward your body. Do this several times until the sheet metal inside the dent is pulled close to surface level of the car.

4. Unscrew the slide hammer and place it in a different hole and repeat steps 2 and 3. Alternate the holes so that the sheet metal is pulled out as evenly as possible.

5. Grind the sheet metal in and around the repaired area to remove all paint and primer. Get the area down to the bare metal. The holes drilled into the sheet metal are jagged and need to be grinded flat.

6. Cover the bare metal with auto body filler to smooth any wrinkles left in the metal. Allow the filler to dry for an hour.

7. Sand the filler using 80-grit sandpaper. Use a block sander or a dual-action sander to speed the process. Sand until the area is flat and smooth. Go over the area again using 180-grit sandpaper to smooth the deep scratches made by the 80-grit sandpaper.

8. Spray a coat of primer over all areas of body filler and bare metal. This protects the bare metal from rusting and seals the body filler from moisture. Now the area can be painted or taken to a paint shop.

Tags: bare metal, body filler, sheet metal, slide hammer, slide hammer, 80-grit sandpaper, repair dent

Calculate Bpo

A broker's price opinion, or BPO, estimates a home's selling price.

A broker's price opinion, or BPO, is used to calculate the selling price of a home. Unlike an appraisal, the BPO is an estimate of a home's selling price, rather than the actual value of the property. A BPO request is generally made by a bank seeking to understand the selling price of a home if it were to be repossessed and fail to sell at a foreclosure auction. The opinion is calculated by examining the home's condition, repair costs, attractiveness of the neighborhood, comparable listings and comparable recent sales.

Instructions

1. Estimate the repairs needed to restore the property to an undamaged condition. Include costs for painting, carpet replacement, appliances, trash removal and restoration, including restoring utilities function. Tally the costs.

2. Determine the overall selling state of the property. Identify any titling or legal issues that must be addressed. Identify any environmental conditions that might affect the sale of the home.

3. Evaluate the neighborhood. Determine if the residences in the neighborhood are primarily owner-occupied or tenants. Identify whether the selling prices of neighborhood homes are stable, on the rise or in decline. Identify the number of active listings in the neighborhood and the range of prices.

4. Study comparable listings, including prices and any deviations from the property being examined for BPO. Include differences such as the number of rooms, square footage, lot size, garage space and amenities.

5. List the recent sales prices of comparable properties. The office of your county assessor will have recent home sales on file. List the properties along with any differences from the property being evaluated.

6. Estimate the property's selling price based on comparisons to prior sales, existing listings, neighborhood status and your professional opinion. List your opinion of both the sale of the house in the current state and the sale of the house with repairs made.

Tags: selling price, broker price, broker price opinion, comparable listings, from property, from property being, home selling

Troubleshoot A Portable Air Conditioner

If you return home after a long day and find your air conditioner out of order, it can leave you hot in more ways than one. Once you've determined what's wrong, getting the unit running right may be just a matter of making one or two small repairs. See also Fix a Window Air Conditioner. Does this Spark an idea?

Instructions

1. If the unit won't run, check the wall plug and circuit breaker. It could simply mean the power is off. Otherwise, it's a bad thermostat that can only be fixed by a licensed mechanic.

2. If the air won't cool, remove the grill and clean the filter. Clean out any clogs in the evaporator or condenser coils by vacuuming them and scrubbing them lightly with an old toothbrush. If the fan motor is blown or the compressor is bad, call a professional.

3. If the unit simply won't blow air, it means the fan motor is bad. Call a professional.

4. Fix machine leaks by unclogging the drain with a screwdriver, then double-check for correct installation.

5. Prevent ice buildup on coils by cleaning dirty air filters. Or, in external weather conditions colder than 60 degrees, defrost the the coil by turning the selector switch to the fan position. Let it run until the ice melts.

6. Remove the cabinet, reposition the condenser fan and tighten the screw at center of fan in the case of rattling noise. The rattle is coming from a loose condenser or evaporator fan hitting the coils or housing.

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Remove Scratches On Window Glass

Remove Scratches on Window Glass

A clean window always make a difference in a home. Scratched windows not only cause an obscured view, they can make your home look untidy. Light scratches are usually easy to remove and even medium scratches are repairable. For those light to medium scratches, there are a few techniques that may save your window. If the scratches remain after trying to repair them, it's time to replace the window. Does this Spark an idea?

Instructions

1. Feel the scratch with your fingernail. If you can run your fingernail over the scratch without an indentation, it is a light scratch. It will probably only show up in the sunlight. If your fingernail falls into a groove, it is a medium scratch. This will be more difficult to repair.

2. Clean the window. Once the window is clean, use a lint-free cloth to dry the window. You don't want any dirt on the window, which could increase the scratches. Squeeze on the toothpaste and fill in the scratches with your finger. Wipe off the excess toothpaste. Once the toothpaste is dried, buff the area.

3. Purchase some jeweler's rouge if the toothpaste doesn't work. Jeweler's rouge is iron oxide and a mild abrasive. Buff the scratch with the iron oxide. You may want to use an electric buffer with a lamb's wool buff pad. Another mild abrasive is Ceria, which is cerium oxide, is used the same way as the jeweler's rouge.

4. Replace the window. If the scratches are still visible, you may want to replace the window. There are window replacement kits, but they are expensive and difficult to use for the novice. Deep scratches weaken the window, which could cause it to break.

5. Avoid scratches. To prevent scratches from happening, clean windows with a soft, clean cloth or lint-free towels. If the windows are extremely dirty. Rinse them down first to remove dirt, which can scratch the glass. A homemade mixture of ammonia, water and rubbing alcohol in equal parts is an effective cleaning solution. When working with ammonia, wear a face mask and rubber gloves.

Tags: your fingernail, iron oxide, medium scratches, mild abrasive, Remove Scratches, Remove Scratches Window, scratch with

Repair Exterior Foundation Concrete Cracks

Concrete expands and contracts vigorously with the changing weather conditions. This back-and-forth expansion and contraction cycle takes its toll on concrete. Contractors cut gaps between sidewalk sections to provide "give" to the concrete slabs. Unfortunately, home foundations must be poured solid to prevent moisture leakage, so they may form cracks. You can follow an effective and simple method to fill these cracks to prevent any further damage. Does this Spark an idea?

Instructions

1. Measure the foundation crack from top to bottom to determine total length, and measure the width of the crack. Take into account the thickness (in inches) of your foundation wall as the entire crack must be filled. Write these down before purchasing your sealant so you know exactly how many injectors you will need to purchase. The packaging contains quantity information.

2. Purchase a high-quality epoxy or polyurethane and injector kit. Many manufacturers make them, and they may be found at your local lumber yards and department stores. RadonSeal produces filler materials which are also rated for blocking radon gas, offering a double-duty sealant.

3. Fill the foundation crack from bottom to top, not top to bottom. Beginning at the bottom will produce a base upon which the weight of the epoxy on top may rest without leaving gaps in the top, although some settling will occur.

4. Use a concrete trowel to level out the sealant bead on the foundation so it is even with the exterior of the foundation. Wipe the trowel clean with a damp cloth.

5. Allow the first injection of the sealant to rest for one hour. Return and fill in any areas at the top of the crack which may have opened up during settling of the sealant. Level the sealant once more and leave to dry completely.

Tags: crack from, crack from bottom, foundation crack, foundation crack from, from bottom

Become An Appliance Technician

How Do I Become an Appliance Technician?

An appliance technician repairs and maintains a variety of home and commercial appliances such as refrigeration units, dishwashers, washing machines, ovens, cooktop stoves and microwave ovens. Training is offered through high school vocational or community college programs or may be provided by your employer. Manufacturing companies offer seminars to teach technicians repair and maintain new appliances and accessories.

Appliance Technician Training

Depending on the types of appliances you want to repair, education and training may include coursework at local colleges or vocational program or hands-on training through your employer. If you want to repair small appliances such as microwaves or small ovens, an apprenticeship and hands-on training may be all that is required of your employer. If you want to repair larger appliances such as refrigerators, washing machines and dishwashers, additional training from manufacturers or vocational training combined with an apprenticeship may be necessary. Training seminars and day courses are frequently given in department stores or manufacturing plants to help technicians learn repair new appliance models. Increase your knowledge by reading appliance manuals, attending seminars and keeping up on the latest appliance trends.

Apprenticeship

As an apprentice, you will have exposure to many types of appliances. To become an appliance technician, you will have to learn read appliance schematics (drawings) and manuals, troubleshoot problems by making sure all wiring is connected and learning disassemble and reassemble an appliance when looking for internal issues. Apprenticeships include going to appointments with experienced technicians to learn customer service skills in addition to repair skills. An apprenticeship can last for a few months or up to a year or longer depending on your ability to learn and how well your employer thinks you are advancing.

Certification

While most employers do not require certification to become an appliance technician, if you are planning to specialize in refrigeration repair and maintenance, you will need to pass an Environmental Protection Agency (EPA) exam. This exam is offered by many vocational and college training programs or you can take it on your own. Other certification options are available through the International Society of Certified Electronics Technicians (ISCET) or the Professional Service Association (PSA). These certifications test your knowledge of specific appliances as well as general knowledge of appliance repair. If looking for a position as a manager or supervisor within a larger appliance repair company, these certifications may increase your chances of being hired or promoted.

Tags: your employer, appliances such, want repair, appliance repair, appliance technician, Appliance Technician, employer want

Beginning Stages Of Gum Cancer

Watching for gum cancer

Gum cancer is a type of oral cancer that affects millions of people each year. The possibility of getting gum cancer is increased dramatically in those who smoke, those who chew tobacco and those who don't take care of their oral health with regular brushing, flossing and dental checkups.

Gum Cancer Defined

Gum cancer can happen to anyone, although your risk is higher when you smoke, chew tobacco or use poor hygiene. Gum cancer is cancer of the soft tissue surrounding the teeth and bones of the jaw that hold the teeth. When there is any type of cancer to this soft tissue, it is referred to either as gum cancer, gingival cancer or oral cancer.

Identification

When it comes to the symptoms of gum cancer, there are two types that you need to be aware of. The first type of symptoms are the ones you might notice yourself. You will be able to feel them or see them. The second type are the symptoms only your doctor or dentist might be able to detect.

The first type includes symptoms such as pain in your gum area, swelling of your gums (which is also a symptom of gingivitis), a mass on your gum that you can either feel or see, a gum ulceration and gum bleeding (which is also a sign of gingivitis).

The symptoms your doctor would have to notice include an ulcer that hasn't healed properly, a lump in the oral cavity that has gotten larger rather than smaller, red, white or dark areas on the gum, and an abnormal texture to the gums that may cause loose teeth or the movement of teeth.

Diagnosis of Gum Cancer

The diagnosis of gum cancer would be made after there has been a thorough examination by a dentist or oral specialist with blood tests, X-rays, a biopsy of the edge of an ulcer or lesion, a complete dental history workup and a health profile, which would include medical history, family medical history and eating, drinking, smoking and dental care habits. If the doctor thinks it necessary, you may also be given an MRI.

Treatment of Gum Cancer

If you are diagnosed with an early stage of gum cancer, you may be able to take care of it using one of three methods. Surgery is an option that might involve removing some or all of your teeth, as well as the section that has cancer growth. Radiation is another treatment option for early stages of gum cancer. The other option of treatment is chemotherapy. There is also the option of combining either radiation and surgery or chemotherapy and surgery. As with any cancer, the earlier it is detected and diagnosed, the better the prognosis and greater the possibility of successfully having less aggressive cancer treatment.

Possible Complications of Gum Cancer

If gum cancer is caught early, there is very little chance of the damage that can result from later stages. Usually it can be easily treated and taken control of. There are occasionally complications from even the early stages of gum cancer. Depending on where the cancer was located and how widespread it was, there may be problems with saliva, taste, future oral infections and sometimes problems with speech.

Prognosis: After Gum Cancer

Gum cancer caught in the early stages has a good prognosis. Oral cancer is slower at spreading and growing than some other types of cancer. It has a five-year survival rate of almost 70 percent if the cancer hasn't reached the lymph nodes.

Tags: early stages, Cancer cancer, cancer cancer, Cancer cancer caught, cancer caught, cancer caught early

Sell Used Appliances

The cost of new appliances has skyrocketed over the years, opening up a market for selling used appliances such as refrigerators, washers or cook stoves. Know the market for used appliances and sell a good condition used item quickly and successfully. Does this Spark an idea?

Instructions

1. Place ads with a description of the used appliance, selling price and tear-off phone number in local gathering places such as the corner store, town bar or church meeting hall. Ask the permission of the owner before hanging an ad in their window or doorway.

2. Sell used refrigerators in the nearby college town where these appliances are hot commodities for students living off-campus. Hang classified ads in the student union, announcement area or coffee shops if permitted.

3. Advertise your used washer and dryer for sale at the local laundromat where folks without these appliances frequent.

4. Do not assume that a broken refrigerator means no sale. Used refrigerators often sell to hunters or other country folk that convert them into meat smokers. Hang ads at the local conservation club, rod and gun club or hunting preserve to attract these would be buyers of a used refrigerator.

5. Have a yard or garage sale and sell used appliances with other household goods. Yard-salers will barter and attempt to talk down the price, so don't expect a large sale price.

6. Contact the local recycling center to see if they are interested in buying your used appliance. If they will not buy it, they may refer you to someone who will.

7. Run a classified ad in the newspaper or online with a selling price and thorough description of the appliance for sale. Run the ad over the weekend to appeal to the highest number of readers.

8. List used freezers on bulletin boards at the tractor supply or feed store where farmers and hunters may frequent. These and other country folks with large freezer-storage needs frequent these store locations.

9. Spread the word with friends and family that you are selling a used appliance. Word of mouth is the best marketing tool in the used appliance arena.

10. Consider selling the used appliance as scrap metal or to an appliance repair shop for spare parts if in less than ideal condition.

Tags: used appliance, selling used, used appliances, other country, selling price, selling used appliance

Definition Of Collision Repair

Definition of a collision repairer.

A collision repair technician, also referred to as an automotive body and related repairer, restores damaged vehicles to pristine condition. The collision repair technician performs a variety of tasks, such as estimating the cost of repairing the damage to fix damage cars, trucks, or vans. According to the U.S. Bureau of Labor Statistics (BLS), the hourly median wage for a collision repairer was $17.81 in 2008.

Responsibilities

A collision repair technician is an expert in repairing damaged cars. Before the technician begins work on the automotive vehicle, a cost assessment must be done for the client. The collision repairer studies the damage and calculates the cost and prepares an estimate the client pays to fix the damage.

The technician performs various techniques to restore the car to a pristine condition. If the car has dents in the body, the technician uses a hammer to pound out the impressions. However, if the damage beyond simple repair, the collision repairer has to measure the area damaged area, order new parts and replace the parts. The collision repair technician adds a fresh coat of paint to the newly restored parts.

Education

An individual may obtain a collision repair job with only a high school diploma, according to the Lansing Community College, but more employers seek an applicant with formal education. There are a variety of collision repair programs a person can choose, which varies by time frame, such as six months to two years. These programs are usually offered at community colleges and vocational schools. A person attends courses like physics or electronics, and receives hands-on experience.

Training

New collision repair technician assist more experienced technicians before he works independently. He may pound out small dents or remove damaged auto body parts, according to BLS. It takes three to four years of hands-on training, according to BLS, to work to as a collision repair technician without supervision.

Required Skills

An individual interested in the collision repair field, needs strong attention to detail, the ability to comprehend vendors' catalogs and products and the ability to follow directions. This position requires good basic math and reading skills. According to Auto Career Today, a valid driver's license is also required.

Hours And Employers

A collision repairer works 40 hours a week except when there's a backlog of work which needs completion, according to BLS. Usually, a collision repairer works for auto body shops, custom car refinishing companies and car dealerships, according to Lansing Community College.

Tags: collision repair, collision repair technician, collision repairer, repair technician, according Lansing

Repair An Audio Amplifier With A Tutorial

Poor wiring, loose components and blown resistors can cause stereo malfunction.

The complexity of an audio amplifier repair job depends on the location of the damaged part, the type of component that is damaged and the nature of the damage. Audio amplifier repair can range from replacing a fuse in the plug to re-winding the power transformer primary windings. Using an audio amplifier repair tutorial to guide you through the process reduces the risk of mistakes. It's better not to rely entirely on the repair tutorial. Once you've repaired one device successfully, use the tutorial as a reference rather than a guide.

Instructions

1. Read the safety instructions. Audio amplifiers typically carry a potentially lethal amount of power. If you don't understand any of the safety instructions, consult a professional. Always unplug an amplifier before removing the back.

2. Familiarize yourself with the technical terms. You can't use a multimeter unless you understand terms such as "resistance" and "tolerance".

3. Troubleshoot the amplifier. The "troubleshooting" section of the repair tutorial on the Basic Car Audio Electronics website encourages you to learn the meaning of the various warning lights. If your amplifier is in protect mode, refer to the owner's manual to find out the meaning of the warning light combination.

4. Turn off the amplifier. Unplug the amplifier and let it cool down for 10 minutes.

5. Study the layout of the amplifier circuit. Use the wiring schematic as a reference, and use color marker pens to color code the parts as they appear on the schematic with the physical components inside the amplifier.

6. Unscrew the chassis enclosure, unplug the cable plugs and unscrew the board to expose the circuit board.

7. Test the circuit. Plug the multimeter probe into the first resistor in the circuit, which is the one closest to the power supply. The resistance reading in amps should be equal to the amount of current in volts, divided by the value of the resistor. For example, a 10-Ohm resistor in a 12-volt circuit gives a reading of 1.2 amps. The tutorial concerning resistors on the Basic Car Audio Electronics website explains Ohms law.

8. Remove faulty parts. If the resistor gives a reading that is higher than five percent variance, it is faulty. A resistor that gives a zero reading is blown. Replace the resistor by disconnecting the connector pins on the base of the circuit board. Slot a new resistor of identical value into the vacant hole on the board, and solder the connector pins to the connector strip.

9. Fix loose wiring. If you spot a loose or poorly connected wire, refer to the schematic to establish which component is connected to the wire. Refer to your tutorial to establish what that component does. This gives you an idea of the symptoms of faults for each component. Melt the wire connection with a soldering iron. Wait for the connection to cool, dip the iron in some clean solder and create a new connection.

Tags: amplifier repair, repair tutorial, audio amplifier, Audio Electronics, Audio Electronics website, Basic Audio

How Does Housing Assistance Work

How Does Housing Assistance Work?

How Does Housing Assistance Work?

Housing assistance is a federally-funded program that provides safe and affordable homes for low-income people and families as well as the elderly and disabled. The funds are allocated to the U.S. Department of Housing and Urban Development (HUD) and then distributed to public housing authorities, or PHAs, across the nation. Typically, each county has its own public housing authority that determines which residents receive assistance. The three main types of housing assistance are: low-rent apartments, public housing and Section 8 housing, all of which are funded by the HUD.

Who Receives Housing Assistance?

There are certain requirements that must be met in order to receive any form of housing assistance. The person needing this assistance will contact his or her local PHA to apply. Typically, in order to qualify for housing assistance, the recipient's household income must be less than 50 percent of the median income in that particular area. The applicant must provide his or her previous rental history, the names and salary information of each person residing with him/her, present address and employment information as well as the reason he or she is requesting assistance. Once this information is confirmed, the applicant is eligible to receive housing assistance. Unfortunately, most areas have long waiting lists for housing assistance. This means that applicants will more than likely have to wait for the funds to become available. Although each area differs, it can often take a year or more for an individual's name to reach the top of the waiting list. Priority is usually given to those applicants who have urgent needs due to homelessness, domestic abuse, etc.

Who Pays the Housing Payment?

Once the applicant reaches the top of the waiting list, the PHA will contact him or her. At this time, a housing voucher will be provided to the individual and his or her household. This voucher can be used to find suitable housing anywhere in the United States. In order to be classified as suitable, the home or apartment must be inspected for safety, have reasonably-priced rent and be owned by an individual or company who agrees to participate in the housing assistance program. If the applicant's current home meets these guidelines, then he or she may use the housing voucher for that residence. The recipient will have only 60 days to find adequate housing, although an extension may be requested if needed. After securing housing, the PHA will then pay a subsidized amount to the recipient's landlord (80 percent). The recipient is then responsible for the remaining 20 percent. In some areas, housing assistance can also help recipients buy a home.

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How Does House Insurance Pay To Replace A Roof

Homeowners insurance protects your home, which is likely among your biggest investments. While different levels of homeowners insurance cover different risks, damage to your roof is covered by most standard policies. Insurance pays to repair or replace your roof if it is damaged as a result of lightning, a fallen tree or high winds, but not if it needs replacement as a result of normal wear or something for which you lack coverage, such as an earthquake.

Reporting Claims

Even if you're not sure whether your homeowners insurance covers your roof following a disaster or accident, contact your insurance company once your family is safe and the situation is stable. Most insurance companies have representatives available by phone 24 hours a day for such emergencies. The representative can tell you whether your roof damage falls within your policy's coverage and how you should proceed.

Estimates and Repairs

Once you report a claim, each homeowners insurance company has its own method for processing payment and getting your roof replaced. Some use networks of approved contractors, and you can contact them directly to arrange for the necessary inspection, estimate and work. Other companies send an agent to your home to investigate the damage. In either case, you can proceed with a roof replacement only after the insurance company authorizes the repair.

Replacing Contents

Homeowners insurance that covers your roof also covers any damage to your home's contents from the same event. For example, if a tree branch falls through your roof during a thunderstorm, your insurance also covers damage to your carpets and furniture from the rain that entered before you could have the hole covered. Compile a complete list of the damage to your home's contents, and submit it to your insurance company to be eligible for an additional payment you can use to buy new furnishings.

Reimbursement or Payment

Your homeowners insurance company's policy for inspecting your roof and authorizing repairs determines how the final payment takes place. If you use a contractor within the insurance company's network, the insurer may be able to pay the contractor directly, meaning you pay nothing out of pocket for your new roof. In other cases, your insurance company requires you to pay for the repairs and issues you a check once the work is completed for the cost of repairs, up to your policy limits, minus your deductible.

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Mobile Home Foundation Laws In The State Of Ohio

Mobile home foundation laws in the state of Ohio are designed to promote health and safety for mobile home dwellers.

Ohio Administrative Code 4781-6 governs the installation of mobile-home foundations in the state. The mobile-home foundation laws were passed in Ohio to ensure uniform standards of construction that would protect the health and safety of a mobile home's occupants. The Code provides guidelines for planning, building, and repairing mobile-home foundations.

Before Laying a Foundation

Before laying a mobile-home foundation, Ohio Administrative Code 4781-6-02.1 requires builders to measure the lot and leave the appropriate "setback" space so that the building is not too close to the road or to any fire hazards, including other mobile homes. If there's a chance the mobile-home foundation is in a floodplain, the installer must contact the local zoning authority to determine where the floodplain is and to obtain copies of the local rules for building in a floodplain.

Installing Footers

Ohio law prohibits the use of wooden footers if the footers are to be placed below grade. "Below-grade" means that the footers are below ground level, for example, if the footers are placed in a hole in the ground. Footers must also have a minimum of "28-day compressive strength of 3,000 pounds per square inch" per Ohio Administrative Code 4781-6-01(5)(b).

Installing Piers

The piers in a mobile-home foundation in Ohio may be made of concrete or of pressure-treated, waterproofed wood. Manufactured piers, or piers made elsewhere and transported to the site, must be labeled with their required vertical and horizontal load capacities. All piers must be built to withstand the weight of the mobile home.

Under-House Clearance

Ohio law requires that at least 12 inches of clearance must be left underneath a mobile home. The clearance is measured between the lowest point on the home's frame and the level of the ground.

Additions, Alterations, and Repairs to Mobile Home Foundations

In Ohio, any addition, alteration, or repair of a mobile-home foundation must meet the requirements of a new foundation if at least 25 percent of the foundation is being added, altered, or repaired. When any kind of addition, alteration, or repair is made, it must be made in such a way that the mobile home does not become unsafe to live in.

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Water Meter Work

Why Water Meters?

Water meters measure the amount of water used by a source. We recognize water meters as tools a water company uses to measure each customer's water use. But water meters can also be used at designated points of a process in which water is important. Water meters can also be helpful in noting where water leaks may be occurring.

Types of Water Meters

There are two basic types of water meters, but many variations of each. The first is a positive displacement water meter and the second is a velocity water meter. Meters combining both are called compound meters. Compound meters use a valve mechanism to direct water flow into each part of the meter so readings can be taken of both mechanisms.

Positive Displacement

Positive displacement meters measure water flow against a previously measured volume of liquid held in a small chamber. The flow rate is calculated against the number of times this chamber is filled and emptied. The data is recorded through a nutating disc or a piston mechanism. Positive displacement meters are great for measuring low flow, which means they are found in most homes, apartments, hotels and office buildings.

Measuring Velocity

Velocity meters measure the velocity of the flow and translate that into the volume of water flow. Velocity meters use many different mechanisms to measure the velocity and then translate the received data into volume. Velocity meters include turbine meters, venturi meters, orifice meters, ultrasonic meters, magnetic meters, propeller meters and multi-jet meters. Velocity meters are great for measuring high flow. This mechanism would be used in businesses using large water flows as part of their daily manufacturing process.

Reading a Water Meter

Water meter registers come in two types---straight or circular (round). Either can be read in inches or cubic feet depending on how they are made. This will usually be noted on the meter face. Straight registers are read like an odometer in a car. In very large straight registers a label will give you the multiplier the register is set for and noted as 10x, 100x, 1000x or higher. Multiple the number on the register by the multiplier to get a reading. Circular registers are used on older meter models and are more complex to calculate. They use a series of dials each marked in divisions of ten, each read and noted. The result is a string of numbers used to calculate water usage.

Tags: Velocity meters, meters measure, water flow, displacement meters, great measuring, into volume