Like other portable media players, the Creative Zen has evolved into a multimedia powerhouse that can display images and video as well as play audio files. As of early 2010, screen-equipped Creative Zen players typically lack the ability to render ebook formats directly. (A partial exception is the Creative Zen WAV, which has a text file reader.) But by converting an ebook file to an image in JPEG format, you can read an ebook on any Creative Zen player able to display a JPEG image.
Instructions
1. Download an ebook in HTML format to a subdirectory on your personal computer. Many free HTML-version ebooks (for example, Mark Twain's Adventures of Huckleberry Finn) are available from Project Gutenberg or the University of Virginia Library's Electronic Text Center, among other websites (see Resources).
2. Download a copy of the Rasterbook software (see Resources), which "rasterizes" text in HTML format into a sequence of page images that can be viewed as if they were photo images. According to the PC Magazine Encyclopedia, to "rasterize" means to "prepare a page for display or printing." It is the process that turns text or images into the pixels that can be displayed on a screen.
3. Install the software after it downloads by agreeing to install when presented with the option. Accept the option to install a desktop shortcut icon.
4. Click on the Rasterbook desktop icon to run the software.
5. Click on Rasterbook's "File" menu option, then click on "Open" and browse your computer directory to find and select the HTML-formatted ebook file that you wish to convert.
6. Click on Rasterbook's "Render Book" option to convert the file you selected from HTML format (with file extension .html) to JPEG format (with file extension .jpeg). The image files now produced will be numbered and saved to your "My Documents" folder in a sideways format. Rotate the pages if a sideways format will not display properly on your Creative Zen screen.
7. Rename the files by highlighting all of the newly created images, right-clicking on them to choose "Rename" and typing the name of the ebook over the default name. All the files will be renamed and will load and play in the same sequential order. This step is important only if you want to save more than one ebook at a time in your Creative Zen player.
8. Plug your Creative Zen into your PC and port the newly created JPEG files of the ebook from your PC to your Creative Zen player.
Tags: your Creative, Click Rasterbook, Creative player, HTML format, ebook file, file extension, format with
Vinyl siding is a popular exterior house covering. It is best known for its ease of use, its price and the fact that it lasts for a long time. This is evidenced by the marketing catch phrase "Vinyl is final." One thing it is well-known for is its use in remodeling.
Hot and Cold
Vinyl siding is very pliable, but this also depends on the time of year. During the summer months, especially where it is really hot and humid, it tends to be very flexible and bendy. This is also the time of year where it expands lengthwise. This is totally opposite in the winter, when it is freezing outside. It becomes very brittle and harder to work with during installation, and it has a tendency to contract lengthwise.
Cool Where It Counts
Vinyl siding is designed to protect the exterior of the house from wind, rain, snow and other inclement weather conditions. It also reflects heat off the house in the summer, causing the inside temperature to stay cooler.
Back It Up
When vinyl siding is used in remodeling, it has a foam backer underneath it that is nailed to the house. This adds an R-value, which basically stands for a material's ability to impede heat loss. This has been popularized by regular house insulation.
Just Breathe
In new home construction, the house is wrapped with this substance called Tyvek. It comes in a long roll and is made of a polyethylene, synthetic substance. Tyvek is designed to be breathable, allowing heat to come in and cold to escape. This, in concert with the siding, adds to the R-value and further increases the vinyl's insulating ability.
Tags: adds R-value, exterior house, time year, Vinyl siding
A property owned by the bank is usually a foreclosed property that did not sell at auction. The property is then referred to as "Real Estate Owned" or REO. If you are purchasing an REO property, you may expect to get the property for pennies on the dollar. This isn't always the case, since the bank has a fiduciary responsibility to get the most money for any asset. However, banks do need to consider the amount of money they have tied up in REOs and their lendable reserve. As such, you can negotiate price and terms in some cases.
Instructions
1. Request all pertinent information from the bank listing or REO agent. While most properties are offered "as is," there may still be inspection reports available. Also ask how offers should be delivered, the time for acceptance and any work orders the bank has agreed to perform.
2. Review the property with a competent home inspector before making an offer. While there will be time to do all the inspections you want once the process begins, knowing what you are getting into will give you better negotiation room.
3. Take pictures of all damage and work that needs to be done to the home that reduces its marketability.
4. Make an offer below what you feel the home is worth. If the REO price is $500,000 but the home needs $200,000 of repairs, offer $250,000. Include your preapproval letter and a biography about your qualifications as a buyer to expedite the process.
5. Wait for the counteroffer. Provide the bank with your pictures and notations of work that needs to be done to justify your lower-price position. When you receive the counteroffer, make your own counteroffer that falls between your original offer and the bank's counter.
6. Agree to the price. Then request a reduction on closing costs, financing rates if applicable or down payment requirements. If the bank sees you as a viable buyer, it may choose to negotiate past its "firm price" quotes to close the deal and get the REO off its books.
Tags: needs done, that needs, that needs done, work that, work that needs
Light fixtures vary in size, shape and overall design, but they all connect to power in the same way. Installing a new fixture requires the installation of a new electrical box to hold the splicing and secure the light fixture. This also requires the addition of a new light switch. The next question is where to get power to feed this new fixture. Does this Spark an idea?
Instructions
1. Locate where the new ceiling light will be located on the ceiling and mark the spot. Using the drywall saw, cut a hole just big enough for the new ceiling fixture electrical box. Knock out one of the box knockouts so this will already be done once the box is secured. The box should sit flush with the ceiling. Secure the box to the closest ceiling joist.
2. Locate the circuit that will feed the new ceiling light. Most new ceiling lights are fed from existing ceiling light circuits. Locate the closest ceiling light circuit that can be used to feed the new light. Cut off power to that circuit and use the voltage tester to verify that the power is off. Remove the existing light fixture from that electrical box to allow access to the existing electrical splice. Place a section of NM-B cable from the existing light fixture to the new light fixture allowing 6 inches of cable inside the electrical boxes.
3. Locate where the light switch will be located. Cut a hole in the wall where the light switch electrical box will be located and knockout one of the top electrical box knockouts, if not already done. Drill a hole in the double head board in the attic above the light switch location. Push a fish tape or 12 gauge wire through the hole until it reaches the hole that was cut in the wall. Secure the NM-B to the end of the fish tape or wire and pull it back up through the hole. Pull enough cable to reach the new light fixture box plus about 1 foot. At the wall switch location, cut the NM-B cable about 8 inches from the wall and push that end through the knockout in the light switch box. Secure the light switch box flush to the wall. Strip 1/2 inch of insulation off the switch end of the NM-B cable. Connect the black wire to the bronze terminal of the light switch. Connect the white wire to the silver terminal of the light switch. Secure the switch to the switch box and mount the cover.
4. Use a black permanent marker or piece of black electrical tape to mark the white wire that runs from the light switch to the new light fixture. Strip 1/2 inch of insulation off all wires that enter the new light fixture electrical box. Connect the black wire coming from the existing light fixture to the black wire running to the switch. Connect the white wire, which is marked and comes from the switch, to the black wire of the new light fixture. Connect the white wire from the existing light fixture to the white wire of the new light fixture.
5. Move to the existing light fixture. Strip 1/2 inch of insulation off the new wire that enters the existing light fixture electrical box. Connect the new black wire to the existing black wires, and connect the new white wire to the existing white wires. Push all wires back into the electrical boxes and secure all light fixtures.
6. Turn the power back on and test the new light's operation.
Tags: light fixture, light switch, existing light, existing light fixture, white wire, black wire
While home stereos are generally hard-wearing appliances, sometimes something goes wrong. Major problems may require a trained technician, but you can do yourself such minor repairs as simple adjustments, cleaning contacts and small soldering tasks. These simple repair jobs could eradicate such problems as excess static or rattling, as well as loss of sound. This could ultimately save you money and extend the life of the stereo.
Instructions
Minor Repairs
1. Spray the volume control knob with electrical contact cleaner. Twist the knob from low to high to make certain that all the workings are adequately lubricated. This should eliminate any interference that you've experienced when adjusting the volume.
2. Replace the antenna if you are experiencing excess static problems when listening to the stereo's radio. Unscrew the old antenna with a screwdriver and remove it. Take it with you when you buy a replacement antenna to ensure that you get a good match. Follow the fitting instructions that come with the new antenna and connect it to the stereo.
3. Check the condition of the speaker wires if the stereo is emitting no sound. Ensure that no bare wires are coming in contact with each other. This will result in a dead short. Replace any damaged wires with new ones.
4. Check the connections of all speaker wires if no damage is detected. Ensure that the wires are securely connected at the back of the stereo and at the speakers' connections. Confirm that the positive and negative connections on the stereo are connected to the corresponding speaker connections.
Replacing Damaged Resistors
5. Disconnect the stereo at the plug and remove the outer case.
6. Confirm that the resistor is damaged by testing the tolerance with a multimeter. Melt the current solder with an iron and remove the damaged resistor.
7. Mount the replacement resistor onto the circuit board. Trim any surplus lead material from around it.
8. "Tin" the tip of the soldering iron by melting a tiny amount of solder directly onto it. Remove any surplus solder and place the tip straight onto the circuit board.
9. Melt a tiny amount of solder straight onto the joint, using the solder spool. Ensure that the solder does not touch the tip of the iron.
10. Melt the solder straight onto the area between the resistor lead and the printed circuit board. Leave it to set and ensure that the joint is strong. Reassemble the stereo and test it.
Repairing Faulty Speakers
11. Check the speakers for damage should you experience any rattling sounds.
12. Remove the speakers' outer casing or cover. Unscrew the speakers and carefully draw them out.
13. Check for any tears or holes in the speaker cone by slowly running your fingers across the speaker's outer rim.
14. Repair any holes or tears by placing duct tape on either side of them. Reassemble the speakers and test. Should you still hear any excessive rattling, replace the speakers.
Garage door remote openers allow you to control your garage motor from as far away as 200 feet. They give remote access to your door from inside your car and house, and provide safety and convenience for the automatic opening system. You can program your Craftsman door and remote from inside your garage in just minutes. You can also reprogram your remote if it happens to lose its signal or if you lose your remote and are forced to buy a new one. Does this Spark an idea?
Instructions
1. Enter your garage with your remote opener in hand and locate the smart button on your garage motor. The button is located near the antenna wire and light lens.
2. Push the smart button on the motor and release when the red indicator light glows solid.
3. Press the open button on your Craftsman remote and wait for the indicator light on the motor to blink once. You must program your remote within 30 seconds of pressing the smart button on the motor.
4. Repeat Step 3 for any additional remotes, and your remotes will be programmed and ready to use once the red indicator light on the motor goes out.
Tags: your garage, your remote, indicator light, smart button, button motor
Few things in life are more frustrating than sitting down to enjoy a DVD movie, getting to a key scene, and having your viewing experience interrupted by skips and freezes. Your first idea is probably to bring the disc back to the rental shop and ask for a replacement. However, there are tips you can use to probably save yourself some time and agony by repairing the disc yourself.
Repairing Scratched And Dirty DVDs
Skips and freezes are usually indicators of a dirty or scratched DVD. These problems can often be fixed by using ingredients you already have in your home. Make a note of approximately how much of the movie you've watched, and eject your disc. Check your disc for any blemishes under a light. Many rental shops won't bother inspecting discs after they're returned to the store, and you'll probably find fingerprints and smudges left carelessly by the previous user of the DVD. Find a microfiber cloth, or at least a soft paper towel, and dampen it with water. Wipe off any smudges on the underside of the disc, using a straight-line motion, from the inside of the disc to the edges. Using a circular motion can damage the data contained on the disc.
Try playing your disc again. If the problems persist, more aggressive methods might be necessary. Add a very small dab of toothpaste to your damp cloth, and repeat the process outlined above. The toothpaste is abrasive enough to remove minor scratches, but be careful: repeated uses of this technique will eventually wear through the disc's protective coating, permanently damaging the disc.
If one or two applications of this method don't work, you have a couple of options. First, head to your local electronics store and purchase a DVD/CD cleaning device. It shouldn't cost more than around 20 dollars as of 2009. Follow the instructions included with the device. This is a wise investment if you have a large collection of scratched DVDs and CDs. You'll get many uses out of your new machine. The "cleaning solution" included with the device is usually just mineral water. When the solution runs out, try using tap water, and your results should be similar to those obtained using the solution.
Repairing More Severely Damaged DVDs
As a last resort, you can bring a particularly damaged disc to a professional disc cleaning facility. Some rental shops own machines for this purpose, and will charge a small fee for their use. These machines will serve a similar purpose to the cleaning device you purchased, but will generally be more powerful and effective. If this method doesn't work, your disc is probably ruined, and replacing the disc will unfortunately be your only remaining option.
Tags: your disc, cleaning device, included with, included with device, rental shops
Drum brakes appear complicated, but service procedures are within the capability of novice mechanics.
Drum brakes are quickly becoming an anachronism in the automotive world. The once-dominant braking technology has been largely supplanted by modern disc brake systems. Disc brakes perform better than drum brakes, and their simplicity makes them more reliable and easier to maintain. Regardless, drum brakes are still less expensive, and because of this they are still found on the rear wheels of many inexpensive vehicles, and the DIY mechanic will find it useful to learn repair drum brakes.
Instructions
1. Park the vehicle on a firm, level surface and securely block the front wheels. Put automatic transmissions in park, and put manual transmissions in first or reverse gear. Leave the parking brake off. Partly loosen the lug nuts on both rear wheels then jack the rear of the vehicle and support securely on jack stands. Completely remove the lug nuts and pull the wheels off both sides.
2. Remove both brake drums so the drum not being serviced can be used as a reference. On many vehicles it will pull right off the hub, however sometimes it may be held to the hub assembly by retaining screws or bolts. If so, remove the retaining fasteners before pulling the drum off. The drum may also be held by a large hub nut, in which case this must first be removed before removing the drum. If the drum is seized to the backing plate, as is often the case, firmly tap the drum with a rubber or plastic mallet to loosen it. Take care not to hit the drum so hard that it cracks.
Sometimes because of a weak return spring, a fully extended self-adjuster, or a malfunctioning parking brake the shoes may be pressing on the drum and preventing its removal. If this seems to be the case look for a hole on the drum or backing plate with a rubber cover. Open the cover and you should see the adjuster wheel teeth. Reach inside with a small screwdriver or pick and rotate the adjuster to release tension on the brake shoes. If the parking brake is the culprit then locate the parking brake cable tensioner bolt and loosen it. On larger vehicles it is often under the car on the driver's side, while in smaller vehicles it is often at the base of the hand brake lever inside the passenger compartment.
3. Remove the springs. The various brake springs are hooked at each end, and removal consists of gripping one end of the spring with pliers and unhooking it. With the spring tension relieved it is easy to unhook the other end. Using vice grip pliers makes the job easier since you can lock the vice grips onto the spring end and then concentrate on pulling to unhook the spring end without having to also worry about keeping your grip. There are special brake spring tools available, but these tend to work well for some springs and not for others and most mechanics prefer to use pliers.
First remove the large return springs that connect the front and rear brake shoes. If these are very difficult to remove it often helps to first rotate the self-adjuster mechanism to relieve some of the tension on the shoes. Some brake designs use separate springs from the upper end of each shoe that anchor on a single pin above the cylinder, rather than a single return spring directly between the two shoes in the upper position. After removing the large return springs, remove the smaller springs for the adjuster mechanism pawl (ratchet) lever, the parking brake operating lever or any other springs you see.
4. Remove whatever else is connecting the two brake shoes. This usually includes the self-adjuster wheel, which has a slot at each end where the brake shoe sits. With the springs removed it should simply slide out from between the shoes. On some brake designs there might be a metal strut on the side of the brake opposite the self-adjuster, and with no spring tension to hold it in place this too should just slide out from between the shoes.
5. Remove the shoe hold-down pins. On small vehicles there is normally one hold-down pin for each shoe while larger vehicles may have two pins on each shoe. The pins typically pass through the backing plate and have a spring-and-retainer or a spring clip to hold the pin in place while pushing the brake shoe against the backing plate. For pins with spring clips, grip the pin and the clip with separate pliers and rotate them until the tabs on the end of the pin align with the notches in the clip and pull the clip off the end of the pin. For pins with retaining springs, grip and retaining washer and rotate it until the notches in the washer align with the tabs on the spring end and pull the washer and retaining spring off the pin. For either arrangement, be careful because the spring tension will release suddenly when the retainer notches align with the pin tabs. Keep a firm grip on everything to prevent the small parts from flying away.
With the retainers removed the hold-down pins can be pushed out through the backing plate. This will release the front brake shoe, which can now be removed, however the rear brake shoe will still be connected to the parking brake cable.
6. Free the rear shoe by disconnecting the parking brake cable. On some simple designs the cable will have a swaged fitting on the end that is held in a clevis at the end of the operating lever. Other designs will have a retaining clip that can be removed with pliers and a screw driver. With the parking brake cable disconnected the rear shoe can be removed.
7. Disconnect any levers that are attached to the brake shoes. These are normally held to the shoes with a pin and retaining clip arrangement, and the retaining clip can be removed with pliers or a screw driver to allow the lever to be pulled off the shoe.
8. Measure the thickness of the brake shoe linings with a finely graduated ruler and compare to the manufacturer's recommended minimum. This information can be found in the appropriate shop manual or aftermarket equivalent repair manual, or you can ask at an auto parts store. If the lining thickness is less than the allowable minimum, or if the linings are damaged or show uneven wear, replace the shoes.
9. Verify that the drum is round and is not worn out. Measure the inside diameter of the brake drum in several directions using a drum micrometer. The diameter should be equal in all directions. The interior surface of the drum should not have any deep grooves, pits or cracks. Compare the drum diameter to the manufacturer's recommended maximum diameter. This information can be found in the appropriate shop manual or aftermarket equivalent repair manual. If no manual is available, the maximum allowable drum diameter is normally stamped into the metal of the outside of the drum. If the measured diameter exceeds the allowable maximum then the drum is worn out and must be replaced.
10. Clean the backing plate with brake cleaning fluid. Unscrew the parts of the adjuster wheel and remove the pushrod end. Clean the parts with brake cleaning fluid and lubricate the threads and the pushrod female section with high temperature brake grease before reassembling the parts again. Also apply brake grease to the points where the brake shoes contact the backing plate, and the points where the brake shoes pivot on the hold down pins. Lubricate the points where the cylinder contacts the shoes, and the operating and adjusting levers pivot points. Be careful not to get grease on the drum or lining surfaces.
They look like garlic but taste a bit like onions.
The desert isn't always scorching hot. In the spring and fall, it is pleasant with temperatures in the 70 to 80 degree Fahrenheit range. Overall, the desert's climate is extreme: extremely hot or extremely cold. The key to successfully growing shallots in the desert is in planting at the right time. Inn Arizona, the right time is generally in July from the first to the 15th. Mojave Desert gardeners should get their shallot cloves into the ground between Aug. 10 and Oct. 10. Generally, the farther south you live, the later you should plant. Plan on 80 to 110 days from planting to harvest. Does this Spark an idea?
Instructions
1. Dig up the shallot bed to a depth of 10 to 12 inches. If you have caliche, you may need a mattock, digging bar or other equipment to dig through it. Caliche is slow to drain, so you may have to use raised beds for the shallots or create drainage tunnels through the caliche. Your county cooperative extension agent can advise you on your best course of action.
2. Add 3 inches of shredded bark, 3 inches of compost and 3 pounds of 10-10-10 fertilizer for each 100 square feet of shallot bed. The bark aids drainage, the compost helps the soil retain moisture and the fertilizer adds nutrients that are lacking in desert soil. Blend the amendments into the top 10 inches of soil.
3. Separate the shallot into individual cloves. Do not damage them when spreading the cloves.
4. Plant the cloves 4 inches apart and 1 inch deep in rows spaced 4 inches apart.
5. Water the shallot bed until the top 6 inches of soil is wet. Keep it moist during the growing season. If watering restrictions are in place in your county, water deeper on the days you are allowed to water.
6. Top dress the soil around the shallots when they reach 6 inches in height. Mulch significantly reduces soil moisture evaporation, a battle all desert gardeners fight. Put 3 inches of mulch on the soil and spread it around all the shallots, keeping it at least 2 inches away from the plants' bases.
7. Side dress the shallots with a 10-10-10 fertilizer six weeks after putting the cloves in the ground. Side dressing is a good method of delivering fertilizer to desert plants, as it reduces the incidence of root burn. Dig a 2 inch deep trench along the side of each shallot row. Place the trench 2 inches away from the row. Scatter the fertilizer along the trench's length, fill it with soil and water to a depth of 8 inches. Use 2 pounds of fertilizer for each 100 square feet of bed.
8. Harvest the shallot when the foliage yellows and wilts. Dry the bulbs for one week before using.
Tags: 10-10-10 fertilizer, around shallots, away from, depth inches, each square, each square feet
Lowe's slogan "Let Build Something Together" even applies to plants.
Lowe's Companies, Inc. is a home improvement store that first opened as a hardware store in North Wilkesboro, North Carolina, in 1921. Each of their more than 400 home improvement stores adhere to the slogan, "Let's Build Something Together." This slogan is the embodiment of Lowe's plant guarantee, according to the company. Does this Spark an idea?
Returns
Lowe's allows plant returns for up to one full year. If there is a problem with a plant bought at Lowe's, customers may simply bring it back to the store where it was purchased.
Requirements
Customers must bring in both the plant and the receipt. Individuals will typically have to fill out paperwork and provide their name, contact information and the reason for the return.
The Guarantee
Plants returned to Lowe's will be replaced. Although Lowe's does not give money back for plants that have developed problems, they will replace it at any time, and for any reason during the first year.
Tags: Build Something, Build Something Together, home improvement, slogan Build, slogan Build Something, Something Together
Austin is known for the diversity of its citizens, its proliferation of live music and its proximity to the rich natural resources of central Texas. It was voted the \"Greenest City in America\" by MSN.com, and is considered to be the least stressful urban area in the U.S., according to Forbes magazine. Accommodations abound in and around the city for those traveling by RV.
Pecan Grove RV Park
Set in a large grove of green pecan trees along the San Marcos River on the edge of Austin, this 19-acre park offers 105 sites with full hookups, free Wi-Fi and free cable TV. Other amenities include a recreation center, a conference room, restrooms, showers, a children's playground and a laundry. The San Marcos River provides access to canoeing, kayaking, tubing, fishing, swimming and snorkeling. Rates start at $34 per night.
Pecan Grove RV Park?
1518 Barton Springs Road
Austin, Texas 78704
(512) 472-1067?
pecanpark.com
Oak Forest RV Park
Just ten minutes from downtown, this quiet park offers 125 pull-through sites with full hookups. There is a forest area of 15 acres that adjoins the park. Amenities include free cable TV, free Wi-Fi access, swimming pool, hot tub, recreation room, outdoor pavilion, horseshoes, outdoor shuffleboard, handicapped-accessible shower facilities, two laundries and a library with over 400 books. Rates start at $30 per night.
Oak Forest RV Park
8207 Canoga Avenue
Austin, TX 78724-5772
(512) 926-8984?
oakforest-rvpark.com
Austin Lone Star RV Resort
Located in the Texas hill country just minutes from downtown Austin, this RV resort has been featured in Time Magazine and USA Today. The campgrounds offer 159 pull-through sites and separate camping cabins. Other amenities include heated pool, spa, free Wi-Fi, free cable TV, mini-mart, laundry, and a restaurant with all-you-can-eat pancakes for one dollar. Rates start at $40 per night.
Austin Lone Star RV Resort
7009 I-35 South
Austin, TX 78744-4813
(512) 444-6322
austinlonestar.com
Lake Travis RV Park
This gated RV community and inn offers 80 spacious sites with full hookups. Six of our sites are pull-throughs, and 45 can accommodate double slideouts. Other amenities include cable TV, free Wi-Fi and laundry. Pets are allowed on a leash in the RV park. There are also 12 motel rooms at the adjacent Lake Travis Inn. Rates at the RV park start at $39.00
Lake Travis RV Park
4511 Doss Road
Austin, TX 78734-1606
(512) 266-9329?
laketravisinnandrvpark.com
La Hacienda RV Resort & Cottages
Just minutes from Lake Travis and still close to downtown Austin, this resort offers 240 sites with full hookups on its large grounds. Other amenities include a pool and spa, event center, gym, business center, a dump station, free Wi-Fi, laundry, BBQ facilities and a dining area. There are also full furnished cabins available for rent. Rates start at $44 per night.
La Hacienda RV Resort & Cottages
5220 Hudson Bend Road
Austin, TX 78734
(512) 266-8001?
lahaciendarvpark.com
Tags: free Wi-Fi, amenities include, full hookups, Lake Travis, Other amenities
Ordering online might be the easiest way to get the part.
Maytag sells various types of large and small appliances typically for residential use. You can find Maytag appliances in retail locations such as Lowe's, The Home Depot, Hhgregg and Best Buy. If you have a Maytag appliance in your home, you may find that you need to order a replacement part. You have several options. Does this Spark an idea?
Instructions
1. Call the retail location where you originally bought your Maytag appliance. Ask for the appliance department to see if it has your replacement part.
2. Go to the "Store Locator" page of the Maytag website if the retail location you bought the appliance from can't help you. Type in your zip code and click "Search for Dealers."
3. Call each store on the list to see if they can help you get the Maytag replacement appliance part.
4. Look for the part number on the part if. Use the number to search on the Maytag "Parts Online" page. If you can locate it, then you will be able to order it straight from the Maytag website.
Tags: Maytag website, part number, replacement part, retail location
Televisions are complex machines with a plethora of connections and cables. When something goes wrong, the average person has no idea where to start when attempting the fix it. Fortunately, you do not have to spend hundreds of dollars on professional repair; there are certain repairs even the average Joe can make despite the complexity of the modern TV.
Projection TV
A projection television uses projector technology similar to what you would find in a movie theater to produce an image on the television screen. In essence, the projector processes the information for your cable, satellite and DVD connections and projects that picture onto the screen. The most common problem with projection televisions is that the light bulb on the projector can burn out rather quickly.
To replace the bulb, you will need to consult the manual for your television to know exactly where the projector is and what kind of replacement bulb you will need to purchase. The general process, however, begins with locating the bulb door on the back on the television. Screws will hold in the bulb. Use a Phillips screwdriver to open the compartment and remove the bulb. Depending the design of the television, the bulb is generally removed by pulling the handle out and slightly downward. Next, you will need to install the new bulb by lining up the notch on the top of the new bulb compartment with the notch on the inside of the television. Simply slide the new bulb into place and tighten the screws. Be sure to close the bulb door, as most televisions will not operate if is open.
Also note that this type of home repair will void any warranty you may hold on you television. If it is still under warranty, it is best to have an authorized technician replace the bulb for you.
Plasma TV
Plasma screens have been known to have "burn" issues. If you watch constantly watch one channel for hours at a time, the network's logo could burn into your display. If you notice burn-in is occurring on your unit, you can remedy the situation by displaying a bright white screen for several hours. This process is known as "white washing" and will generally remove any images that have been burned into your display. If this does not work, there are several DVD products that you purchase that will display industry-stand burn-removal screens.
LCD TV
LCD television sets tend use more energy than other displays. As such, a common problem with the technology is that the display will often turn off unexpectedly because of a voltage management problem. In most cases, you can simply unplug the unit for approximately 30 minutes to one hour to fix the problem. In theory, the lack of power for this amount of time will force the voltage regulator to reset itself when it is plugged back in. If that does not work, the circuit board may have been damaged and you will need to have it professionally replaced.
Tags: will need, have been, bulb door, bulb will, bulb will need, common problem, common problem with
TV and electronic repair workers may be self-employed or work for a repair firm or a retail store. TV repair workers need to be good with their hands, have good problem solving skills and good customer service skills. According to the Bureau of Labor Statistics, television repair workers made $12-$19 per hour in 2008. Most of these workers learn the trade from vocational or community college programs.
Instructions
1. Find programs in electronic repair or television repair at your local community college or vocational school. Use the Community College Directory (see Resources) in your search.
2. Apply to local electronic repair programs and wait to be accepted. Then, begin course work.
3. Complete your studies in electronic and TV repair. You will learn to identify components of digital televisions, troubleshoot a problem and take steps to repair the TV. Once you understand the theory behind the repairs, you'll practice in a lab situation.
4. Locate a job in television repair. Approach retail stores that sell electronic devices and television or TV repair shops. You can also apply for jobs with television or cable installation companies.
Tags: electronic repair, television repair, repair workers, Learn Repair
Like any home electronics device, a Toshiba television can be afflicted by problems that can result in inadequate operation. Fortunately, troubleshooting and fixing a Toshiba is not difficult, thanks to simple troubleshooting tips that can be applied to a wide range of Toshiba models.
Instructions
1. Check the Toshiba's power plug. It may just be loose or it may need to be plugged into a new wall outlet (perhaps there is something wrong with a specific power outlet in your home). Be sure to attend to this immediately.
2. Check the back of your cable or satellite box, if you receive a television feed to your Toshiba through either one of these methods. Pay specific attention to the A/V cables. In a standard setup, these A/V cables will be red, white and yellow and attach accordingly to the color-coded sockets on both the back/side of your Toshiba and the back of the satellite/cable box. If these cords have come loose or if they have been incorrectly matched up with the sockets, plug them in to the appropriate connectors.
3. Cycle through the video inputs using your Toshiba remote. Sometimes when you switch video inputs to accommodate for a new external device (a DVD player, for instance), you forget to return the video input back to where the feed can be displayed from your cable/satellite box. Thus, use the "Input" button on your Toshiba remote and cycle back through the video inputs until the display comes back on again and you can see and experience picture and sound.
4. Take a magnetic coil to your television. Some models of Toshiba televisions---usually projection or big-screen TVs---may suffer from magnetization, which will cause blotches on the display. Use a magnetic coil to get rid of these blotches by rotating it close in front of the television display until the entire display has been covered. This may demagnetize the TV and improve the display.
5. Make sure the coaxial cable is not loose. When loose, this cable may cause display problems, such as a cloudy, grainy white picture, also referred to as "snow."
Tags: your Toshiba, video inputs, cable satellite, magnetic coil, through video
Making a fish pond from concrete will provide you with years of enjoyment.
Building a small decorative fish pond is a great way to add a touch of the wild to your yard. One of the problems with prefabricated plastic-mold ponds, though, is that they don't always hold up well to the elements. They can crack or develop leaks in excessive heat. The same goes for the more flexible liners. They rip easily. Concrete is by far the best material for the inside of a fish pond, as it is 100 percent durable and does not tend to increase PH levels of the water too drastically. Does this Spark an idea?
Instructions
1. Choose a spot to dig your pond. The ideal spot should have a mixture of sun and shade. It is okay to locate your pond near trees or a fence-line. However, keep in mind that large trees, in addition to possibly providing too much shade, also have extensive root systems. Large root systems will be more difficult to remove when you dig your hole.
2. Mark the perimeter of your pond using painting stir sticks that are usually given out for free at places like Home Depot. Clear the marked off area of any debris like sticks, stones or leaves.
3. Dig the pond. Begin by digging the perimeter first. The average pond size usually runs around 5 feet by 4 feet. However, if you have a specific shape or design in mind the exact dimensions may change. Average ponds also range from 2 to 3 feet deep. Once you have dug around the entire perimeter, then dig the pond itself. Try to slope the sides of the pond because the more slope you have the easier it will be later to pour concrete.
4. Prepare the hole. You want the actual hole where the pond will be to be as smooth as possible before attempting to lay concrete. To do this, start by chopping away any roots at the bottom or on the sides with an axe. Use a hoe or a rake and the shovel to remove any excess loose dirt.
5. Lay chicken wire across the bottom of the hole. Cover the entire bottom if possible. Use wire snips or needle nose pliers to clip small or odd-shaped pieces of wire
6. Mix water and concrete mix in a wheel barrow or several industrial-sized plastic buckets. Use the instructions on the bag to determine how much concrete you will need to fill the bottom of the pond. For a 4 by 5 foot area, you'll need approximately 5 bags. Begin pouring the concrete across the bottom of the pond. You want the bottom to be at least 3 to 4 inches thick.
7. Use a hand trowel to smooth the concrete at the bottom of the pond.
8. Spread concrete along the sides of your pond using a hand trowel. You may want to use a little less water when mixing concrete for the side walls. A thicker mixture, along with good sloping sides, will make it easier to form the concrete sides.
9. Allow the concrete to "cure" for 3 to 4 days and then add water and stock your new pond.
Tags: your pond, bottom pond, fish pond, across bottom, concrete will, hand trowel, pond using
Do you feel like you are pulled in every direction.
As a single parent you may find yourself in debt and having trouble paying for basic needs for your children. Grants and scholarships are available to single parents to help with schooling, daycare, housing, and some basic needs.
Instructions
1. Be patient when applying for a grant, it may be days or months before knowing if the application was approved. Each grant has specific requirements for the application process. Often when a single parent is awarded a grant, the parent must agree to the terms of the grant. These terms usually require the single parent to perform some sort of a service to her community or a specific task is given to the grant winner to perform in exchange for the grant. This is something to keep in mind if you are interested in applying for a grant.
2. Single parents can attain financial aid, scholarship money and grants for college by contacting the college financial aid office they wish to attend. If your a single dad don't be shy about applying for scholarships labeled for single moms.
3. Go to Grants.gov. This is a great resource for those wishing to find a specific grant for a category that interests them. This website can look a bit overwhelming. Use "search grant opportunities" tool at the top of the page to see grants is available.
4. Single mothers may also receive grants through the state. The best way to find these grants are by visiting the counties family service or economic office. The unemployment office may also have state funded grants available to help single parents find a better paying job.
5. Look below in resources for more information on finding private and government grants.
Tags: single parent, applying grant, basic needs, grants available, single parents
An Eagle Scout Court of Honor Ceremony honors the achievement of reaching the highest possible rank in Boy Scouts, and is the pinnacle of a scout's years of hard work and dedication. The Court of Honor is not just for friends and family; this special ceremony often includes local VIPs such as government officials. Sending out proper invitations for an Eagle Scout Court of Honor is an important part of planning this important occasion. Does this Spark an idea?
Instructions
1. Compile a guest list of important officials who will be invited to your Eagle Scout Court of Honor. This may include local government officials and business leaders. Obtain contact information for these individuals. These invitations should be mailed about three months before your ceremony.
2. Write a formal letter to your VIP guests, inviting them to the ceremony. This letter should provide the date, time and location of your Court of Honor. Let the individual know that you would be honored by their presence. If this person has had a significant influence on you or inspired many of your scouting accomplishments, be sure to let them know.
3. Make a list of friends, family, and fellow scouts who will be invited to your Court of Honors. Invitations for these individuals should go out about three weeks before the ceremony.
4. Print formal invitations on cardstock or purchase pre-printed invitations from your local scout shop. These invitations typically include phrasing such as "We would be honored by your presence at the Eagle Scout court of Honor for (recipient's name)." Be sure to include the date, time and location. Include a note to specify where the reception following the ceremony will be. Provide a phone number or email address for guests to RSVP.
Tags: Eagle Scout, Court Honor, Scout Court, Scout Court Honor, about three, date time, date time location
Keeping your rental property in good condition attracts better tenants and keeps your property looking good. A regular maintenance schedule keeps you aware of any issues in the building and prevents problems from becoming more severe and expensive through neglect. You can hire a property maintenance company to manage your building or save some money by learning do minor repairs and maintenance yourself. Maintain a good relationship with your tenants, and they can help you to keep an eye out for any problems in your building.
Instructions
1. Keep the exterior of the building in good condition by painting it when necessary and by being sure that gutters, drainpipes and roofing are all in good condition. Failing to do any of these things increases the risk of water going where it shouldn't and rotting exterior siding.
2. Check toilets, sinks, bathtubs and showers for leaks and other problems once or twice a year. Replace washers in dripping faucets and gaskets in running toilets. These repairs make your property a more pleasant place to live and also save you money spent on wasted water.
3. Repair walls in between tenants. Some tenants are harder on property than others. If the interior walls of an apartment are grungy or damaged, do some simple spackling and sanding followed by a fresh coat of paint.
4. Replace leaky windows to save a lot of money on heat. Because new, insulated windows are expensive, you can spread this expense over time by replacing a few every year until the entire property is done. Save a lot of money by buying and installing the windows yourself. Many people are intimidated by this job, but it isn't that difficult; just be sure your new windows are the right size.
Tags: good condition, save money, your building, your property
A Coleman mobile home furnace is specially designed to be installed in a manufactured home. It is a recessed unit, which means it is installed in a space with a recess, or in an open area. If you are installing one of these furnaces, be aware that the placement of the unit affects its heat distribution of the unit. Air circulation and safety should be considered before you decide where to install the furnace. Does this Spark an idea?
Installation Location
The Coleman heating furnace is a recessed, vented unit so it must be positioned as close to the center of the mobile home as possible. In this position, the furnace will most adequately heat the home. It allows more air circulation around the unit, which assists in its operation, since the furnace requires air to operate. In addition, the heat is better distributed throughout the home and more heat is retained. Placing the heater next to the wall results in heat loss through the wall itself.
If your home has a divider or separate rooms, place the heater closer to the bedrooms. This allows for more heat near the bedrooms and helps to heat these areas, which are separate from the main home.
Installing in a Door or Closet
The Coleman furnace should not be installed inside of a closet or door. This prevents the proper circulation of air around the unit. In addition, the heat produced will reflect off of the walls and door of the closet. The unit is not designed to hook into a venting system. The heat produced is ambient and radiates directly from the heater. Placing the inside of any closed structure will limit its ability to properly heat the entire mobile home. If your mobile home features a closet area or a divider, place the furnace on either side instead of in the closet itself.
Installation requires at least 14-1/2 inch of width and 7-1/2 inches of depth for the proper installation. Though a closet typically has this much room, installing the furnace inside a closet causes two problems: it reduces the flow of heat and air around the unit and it presents a fire hazard.
Bedrooms
Coleman furnaces should not be placed inside of a single bedroom because the heat will be limited to that particular space. If you have multiple furnaces and wish to install one in each bedroom, consider choosing smaller-sized furnaces in each. A Coleman mobile home furnace is made to heat an entire manufactured home. The furnace will produce too much heat for a single room.
Tags: mobile home, around unit, home furnace, addition heat, allows more, circulation around, circulation around unit
There are all kinds of digital scales that can be used to weigh objects. Smaller scales can be helpful while cooking or performing a scientific experiment. Individuals step on larger scales in order to see how much they weigh. Regardless of what kind of scale you own, it's important to calibrate the scale a few times a year to ensure that you receive accurate information when you do attempt to weigh an item. Does this Spark an idea?
Instructions
1. Turn the digital scale on and wait for roughly 30 seconds to 1 minute.
2. Locate the correct calibration button on your digital scale. For most digital scales, it will be one of the following: "Function" or "FUN," "CAL," "MODE" or "CAL/MODE," "LB" or "KG."
3. Press and hold the calibration button until the screen on your digital scale changes. It will most likely first change to "0," "000" or "CAL." Continue holding the button until the scale goes into calibration mode. You will know this has occurred when the screen reads "CAL" followed immediately by a number. The screen may also simply display a number.
4. Place the correct test or calibration weight onto the scale. This will be the weight that came with your digital scale. If you have misplaced this weight, you can purchase a new one wherever you bought your digital scale or directly from the manufacturer of your digital scale.
5. Allow the weight to rest on the scale for roughly 3 to 5 seconds.
6. Press and hold the proper calibration button. Your screen will either change to "CAL," "0" or "END." Once this has occurred, turn your scale off. Let it rest for half a minute and then turn it back on. Your digital scale will have been calibrated and will be ready to use.
Tags: digital scale, calibration button, your digital, your digital scale, button until, digital scale
Hole in your screens from errant children? Don't call a contractor. Repairing window screens is a simple task any homeowner can perform. The materials and tools are inexpensive and easy to use. Basic carpentry skills of measuring and cutting are the only skills needed to properly repair window screens. Does this Spark an idea?
Supplies Needed
For small repairs, screen patch kits, household cement and possibly long-nosed pliers are all that's required. For replacement jobs, new screen material in width sufficient to cover the frame; new spline; a spline tool, screen installation tool or a putty knife; and a screwdriver should meet your needs.
Spline is the vinyl strip that secures the screen material to the frame. A spline tool is a plastic handle with a small wheel attached to each end. One wheel has a concave edge, and the other has a convex edge. The tool is used to press the screen material and the spline into the groove or channel around the frame.
Small tears
Small tears can be repaired with ready-to-use patch kits. Measure the size of the hole, and purchase a kit about .5 inch larger than the hole. If it is a large hole, the repair kit should be 1 inch larger than the hole. Remove several strands from the patch on each side. Feed the ends of the patch through the holes on the screen and bend them back, flush with the screen. If the gauge is thicker, you may need long-nosed pliers to bend the wires. A small amount of household cement will hold the edges securely and be nearly invisible.
Replacing Screens
First, you will need to remove the old splines and screen. Starting in a corner and using a screwdriver, pry up the edge of the spline. Peel the spline out all the way around the frame, and remove the old screen. The old spline may be reusable if it is not brittle or splitting. New vinyl splines can be purchased in rolls in varying thicknesses. Screen material can also be purchased on rolls and cut to fit. Cut a piece equal the outside measurement of the frame. Force the edge of the new screen into the upper edge and one side edge of the frame using the convex side of the installation tool wheel or a putty knife. Next, use the spline tool to roll the screen into the remaining two sides. With short strokes, use the concave side of the wheel to push the spline into the channel and secure the screen in place. When the screen is in, cut the spline from the roll, and fit the tail into the channel. Trim any excess screen material from the sides.
Tags: screen material, spline tool, around frame, frame spline, household cement, inch larger, inch larger than
companies or residences often serve the elderly or people with disabilities.
Whether you're trying to get a job in adult home care or you're thinking about opening an adult homecare facility, every state has guidelines and requirements you must follow to start or work in the adult home care profession or an adult home. Requirements vary by state. Some states are stricter and expect more than others. Does this Spark an idea?
Licensure
Every state requires adult home care agencies or facilities to obtain a license to operate through the state. License requirements and fees vary by state, and a single license can take over a year to obtain, depending on the strictness of your state's requirements. Licensing usually requires at least an initial application, inspection and safety report from the fire department or a building safety agency. Home care licenses are typically distributed through the Department of Health and Human Services.
Certification
Home care facilities in most states have to have at least one nurse on duty at all times in case of an emergency or to dispense medication. The greater the number of people who live in the home, the more nurses are required. In some states, all home care workers, from nurses to orderlies, must obtain certification from the state to work in a home health care environment before getting a job in the field.
Inspections
Every state requires at least one initial inspection of a home health care facility and periodic inspections of the premises. Inspections typically review cleanliness, overall care of the patients and safety issues, like the number of available fire extinguishers in a given area, among other things. Additional points of inspection vary by state and may include things like a review of staff and background checks on any questionable staffing selections.
Tags: adult home, home care, vary state, adult home, adult home care, adult home care, care facility
Many houses are sold at auctions each and every day.
One way to make money is to start selling houses you buy at auctions. Houses sold at auctions are usually less expensive than houses you would get elsewhere and you may get a bigger house for a lesser amount of money. However, buying the house at the auction is only one step to making the money. There are many other things you need to do before you start to see a profit from an auction house.
Instructions
1. Get pre-approved for a loan. You'll be able to bargain with more confidence if you know your budget. Get a lender to either qualify or pre-approve you before the auction. If you don't plan on using a loan to buy the home, having your cash in-hand will also give you more of a bargaining edge.
2. Choose the right home. You'll lose money if you have to put a lot of work into fixing the home up before you re-sell it. Instead, select auction homes that don't need many cosmetic repairs, structural work, plumbing repairs or electrical work.
3. Make the home look attractive to buyers. Spend time painting and shining the floors. Spruce up the kitchen and bathrooms. Use neutral or bright colors to make rooms look bigger.
4. Hire a Realtor to sell the home for you. You have one of two options when selling the home. You could hire a Realtor or you could sell the home yourself. Hiring a Realtor could save you the headache of having to do a lot of leg work yourself, but you will have to pay commission fees. Go to a site like Realtor.com to find a Realtor near you.
5. Sell your home yourself. Know what other homes in the neighborhood are selling for so you can price the home right. List your home for sale with listing packages at Forsalebyowner. It will also be helpful to know available loan options so you can steer potential buyers towards lending options, according to Buy-and-sell-house-fast.
Keep the receipts for the repairs and cleaning so you can assure buyers the home has been maintained and have a lawyer or title company on hand to help you with the closing process.
Tags: home yourself, Realtor could, sell home, sold auctions, will also, your home
The U.S. Department of Housing and Urban Development has several grant programs for homeowners and homebuyers, and renters. The goal of these programs is to help low-income families with their housing needs. These programs encourage home ownership among low-income and minority families. Also, low-income families in public housing are typically the most vulnerable to hazards in the home, and programs are available to help with the costs of making these corrections.
Healthy Homes Grant Program
HUD provides Lead Based Paint and Lead Hazard Reduction grants to states, local governments, nonprofit agencies and colleges to help correct lead-based paint hazards in the home. HUD does not make grant award directly to individuals. Other hazards that can be addressed include mold, carbon monoxide, pesticides and radon. Homes and public housing built prior to 1978 are the target for this program. The grant money is used to develop low-cost methods for hazard assessment and reduction.
American Dream Downpayment Initiative
The American Dream Downpayment Initiative helps low-income families pay for the down payment and closing costs to purchase a home. The family can receive up to $10,000 or 6 percent of the home's purchase price, whichever is greater. The money can also be used toward making repairs to the property. The repairs must be made within one year of receiving ADDI funds. To qualify for the program, the family must be first-time homebuyers.
Good Neighbor Next Door
HUD's Good Neighbor Next Door Program helps law enforcement officers, firefighters, teachers and emergency medical technicians attain home ownership. These homebuyers can receive a 50 percent discount on the sale price of the home if they agree to occupy it for three years as their primary place of residence. The home must be located in a HUD-designated revitalization area and the unit must be a single-family home in order for the home buyer to receive the discount. For the initial three years, the homeowner will be asked to certify her residency in the home.
Homeownership Voucher Program
The Homeownership Voucher Program helps Section 8 voucher holders purchase a home with a mortgage subsidy. The homeowner is responsible for paying 30 percent of his income toward the monthly mortgage and HUD pays the remaining portion. The home buyer must be able to qualify for a loan from a lender to participate in the program. He must have a steady source of income and have been employed for at least a year to qualify for help. The family will also be required to attend home ownership education classes to have their rental assistance payment converted to a mortgage subsidy.
Tags: low-income families, home ownership, American Dream, American Dream Downpayment, Downpayment Initiative, Dream Downpayment
The fee to take the GED test can be as much as $80.
The GED (General Educational Development) tests are often utilized by students who have chosen to forgo a high school diploma. These test are helpful as they prove to colleges and employers that one has achieved a certain level of competence in the areas of mathematics, reading, language arts, writing, social studies, and science. Many who choose the route of the GED credential benefit from preparation classes. Some grants cover the costs of taking these classes as well as the fees to sit for the GED tests.
Instructions
1. Talk to your high school counselor. If you are still a student in high school, meet with your counselor to talk about your options. If there are local grant programs for GED students, he is likely to know about them and can guide you through the process of obtaining them.
2. Call 800-62-MYGED and ask for referrals to local grant opportunities. This phone line, managed by the national GED Testing Service, can also address questions about preparing for and taking the GED in your area.
3. Contact your local public school district or community college. Many of these sponsor GED preparation programs funded by local and federal grants. Some can offer you free classes and help you cover the costs of taking the test.
4. Search online databases. A number of websites provide a vast array of information about available grants. The Dollar General Literacy Foundation's website has a directory of local organizations and programs that offer individuals help to get a GED. The U.S. Department of Education and Grants.gov also offer extensive resources for individuals in need of grant funds.
Tags: high school, costs taking, cover costs, cover costs taking, local grant
Choosing the right builder for your custom home project can save you time and money.
For most people, a house is the biggest investment they will make in their lifetime. If you're contemplating building a custom home on a lot you own, hiring a home builder to handle your project could save you time, money and a lot of heartache. It is important, however, that you do your homework thoroughly before you choose your builder and launch into the construction project. There are several steps you should follow before breaking ground. Does this Spark an idea?
Instructions
Finding the Right Home Builder
1. Select a home builder. Since quality and durability are essential features any homeowner is looking for in a new home, it's crucial to select a reliable builder who can deliver both. Your local home builders' association can provide a list of builders who are active in your area. Most builders are also registered with the National Association of Home Builders, therefore you can use NAHB's new homes listing web site, www.Move.com, as a resource. Browse through the real estate section of local newspapers and magazines, which often list ongoing projects and local builders. Real estate agents have access to this information, as well. When browsing newspaper ads or talking to realtors, focus on finding builders who handle the type of project you have in mind and who work in your price range.
2. Ask for references. The first thing you need to know about your builder is whether he is reputable, easy to work with and responsible. You can ask the builder directly for a list of addresses of recently completed projects, as well as the names of home owners he has worked with. A reputable builder should also be willing to provide you with the phone numbers of some of their customers. Talk to homeowners who have worked with the builder of your choice It is the best way to find out whether the builder provided quality service, promptly fixed any problems and left a positive impression. Find out if the home builder has established a good reputation with local suppliers, banks and contractors. A builder who pays suppliers and contractors on time and maintains a positive relationship with banks is more likely to honor his commitment to you.
3. Check quality of work. Builders often participate in home shows and open houses that showcase their work. Attending such an event is a good opportunity to assess the quality of the workmanship and the construction features that your builder incorporates in a new home. If you get in contact with the builder's customers, it's a good idea to take a look at their homes. A visual inspection of a house can help you assess the quality of the trimwork, flooring, paint and appliances that your builder supplies.
4. Review contract and insurance policy. Make sure the builder of your choice has sufficient general liability insurance and workers compensation to cover the project; otherwise, you may be liable for construction-related accidents on your property. The builder should provide a written contract that specifies a work schedule, payment schedule and the change order policies. The contract should also include insurance-related clauses. Review the contract, as well as the quote provided by the builder, before you enter an agreement with the company. You should also insist that the builder provide comprehensive warranties that will protect your home and your finances for years to come.
5. Work with the builder. Once the contract is signed, you're ready to break ground. The builder is now responsible for supervising the contractors, supplying the materials and ensuring the project is completed as scheduled. Make it a point to communicate with your builder during the project, notifying him of any potential problems, changes in your selections or preferences, or changes in your budget.
Tags: your builder, builder your, should also, that your, with builder, assess quality, builder should
Touching the CD's surface too much causes superficial scratches.
CDs and DVDs are portable and last a long time, but they are prone to scratches, which can render the disc unplayable. Even a single scratch can cause annoying skips. Dust, dirt and rough handling can cause scratches on discs. If your CD or DVD has a scratch that is causing it to play erratically, you can use Brasso metal polish to wear away some of the plastic layer. The CD/DVD player's laser needs a smooth surface to read the data in the disc and Brasso polishes away the scratched surface to repair it to its near-original condition.
Instructions
1. Hold the CD up to a strong source of natural light to see the scratches. Go outside or into a well-ventilated area before you open the Brasso container.
2. Dab a dime-sized amount of Brasso onto the CD's scratches. Let it sit on the CD for one minute to soften the plastic underneath.
3. Rub the Brasso with a microfiber cloth in a "radial" direction, with the strokes going outward. Do not rub in a circular motion.
4. Add more Brasso and keep rubbing at the top layer of plastic until you no longer see the scratch or until the scratch is almost entirely gone.
5. Wipe down the CD to remove any traces of Brasso grit.
When furniture shopping, check the drawers and doors for construction quality.
Furniture shopping can overwhelm even the most confident consumers. You must choose from a seemingly countless number of brands, styles, options, and price points. Whether you need one finishing touch or a whole room full of furniture, preparing in advance and knowing what questions to ask will ensure long-term satisfaction--and will help you avoid costly mistakes. Does this Spark an idea?
Instructions
1. Sketch your room and jot down measurements for each area. Include the size of the space where you'll put the new piece, and the size and location of furniture already in the room. Draw a simple overhead view, and use a metal measuring tape for accuracy.
2. Photograph your room and furnishings--including rugs, artwork, window treatments, and furniture. Print the photos, ensuring they accurately depict colors and wood tones.
3. Gather fabric swatches from your existing upholstery. Take an arm cover or pillow, or snip the swatch often attached to the manufacturer's tag under the seat cushion. Add a fabric swatch from your window treatment, if you have one.
4. Set a budget for the new furniture. It's easier to avoid making emotional decisions and overextending when you already have an amount in mind.
5. Visit furniture stores. Even if you ultimately purchase online or by catalog, you need to see examples of the types of pieces you want. Pay attention to construction, fabrics, wood grains, finishes, and ornamental details. Ask to see wood samples for optional finishes and fabric samples for upholstery. It's impossible to determine comfort without sitting on upholstered furniture. If the store doesn't have the exact piece, ask to see one from the same manufacturer with identical cushions and springs.
6. Show the salesperson your fabric swatches, photos, and sketch. Ask for suggestions. Furniture stores often employ professional decorators to sell furniture, as they can better advise clients. Even if you already have a good idea of what you want, a fresh perspective never hurts. A professional may notice issues you haven't.
7. Buy the piece you want, not the one with the fastest delivery time. Special orders take longer, but the wait feels minimal compared to the length of time you'll own the piece.
Tags: already have, fabric swatches, from your, your room
Refrigerator repair is best left to a professional.
Although many who repair home appliances entered the field incidentally, learning skills by tinkering, a repairman's knowledge and career earnings can be enhanced if he obtains certification from a career school. Appliance repair is a field likely here to stay given that people depend on refrigerators, stoves, microwaves and dishwashers, and one certainty in life is that mechanical things break.
Penn Foster Career School
Penn Foster is an accredited school offering certificates and diplomas across 80 fields of study. The appliance repair technician program can be completed in as little as four months. What appeals to many students interested in appliance repair is that the training can be completed entirely at home. This hands-on repair program teaches you to use electrical appliance tools and testers and repair motor-driven small appliances and larger devices such as electric ranges and water heaters. The Penn Foster appliance repair certificate could qualify a graduate to work in in an established repair shop or open his own business.
Penn Foster Career School
925 Oak Street
Scranton, PA 18515
800-275-4410
PennFoster.edu
Milwaukee Area Technical College
It takes two semesters to complete the appliance technician program at Milwaukee Area Technical College (MATC). The curriculum of coursework at MATC lays the foundation for a solid understanding of basic electronics, the typical hardware encountered in appliances (thermostats, switches, etc), and diagnose and correct appliance problems. Added to this is extensive time devoted to hands-on application of classroom theory spent actually digging into and fixing appliances. The MATC program goes beyond the nuts and bolts of appliance repair by teaching students the importance of written and oral communication and use good "people" skills when plying their trade.
Milwaukee Area Technical College
700 West State St.
Milwaukee, WI 53233
414-297-6282
MATC.edu
ATI Career Training Center
This career training center in South Florida is for students pursuing a more intensive course of study than that leading to a certificate or diploma. The ATI Heating/Air/Refrigeration/Appliance track leads to an Occupational Associate's Degree (designated OAD in Florida). The curriculum emphasizes electrical troubleshooting, major appliance service and repair, and even an EPA Certification Preparation. A graduate should be prepared for an entry-level job with a commercial or residential installer, employment in an appliance repair shop or independent contracting.
ATI Career Training Center
7265 NW 25th Street
Miami, FL 33122
888-209-8264
ATICareerTraining.edu
Tags: appliance repair, Penn Foster, Area Technical, Area Technical College, Milwaukee Area
I want to tell you get your roof replaced free. Roof replacement can be one of the most expensive home repairs that you can have. It's not always obvious that your roof is damaged. By the time you realize your roof is damaged it can be extensive and expensive. You can avoid the expense of this costly repair by acting quickly. If the roof of your house has sustained storm damage, you may be able to get your roof replaced free. Does this Spark an idea?
Instructions
1. Before you call your insurance company, talk to several roofing companies about doing a roof inspection. Schedule a meeting with a representative from the companies to inspect your roof. (The roofing representative may want to meet with a representative from your insurance company to do the inspection). Ask the representative if they know replace your roof free of charge. If the rep says no, look for another company.
2. Set up an appointment with the reps from the roofing company and the rep from the insurance company to do the inspection. After the joint inspection, the insurance rep and the roofing contractor can work out the cost of the project. The roofer should act in your best interest and get the best deal that he can to replace your roof . This could be a win-win situation for you and for the roofing contractor.
3. A reputable roofer will act in your best interest so choose wisely and follow his lead. (See the tip below on find a reputable contractor). When looking for a contractor to replace your roof, you can get references from family, friends and coworkers.
4. Once all parties come to an agreement you can schedule the work to replace your roof. Stay involved in the project through completion. Monitor the contractors work. Follow up on the insurance companies pay outs.
5. Replacing your roof should increase the value of your home. Ask your insurance agent if it will effect your policy premiums. Don't be surprised by an increase in insurance cost after the work is done.
6. Please click on the link below the authors name to rate this article. Thank you.
Tags: your roof, replace your, replace your roof, insurance company, your insurance
Some costs of caring for elderly parents may be tax-deductible.
The Baby Boom generation is now in its 60s, so an increasing number of elderly persons are in need of care. This includes both Baby Boomers and their parents. Increasingly, those elderly parents are moving in with their children or younger relatives, putting younger generations in the position of caregivers. Caregivers who take in elderly relatives have several options at their disposal to earn money to offset the associated expenses.
Check Your State's Laws
Some states offer limited financial assistance to family members who are taking care of elderly relatives, according to Lin Burress, author of the family-centric blog Telling It Like It Is (see Resources). But Burress warns that it typically is not much money and may not be paid on a consistent basis. If you live in the United Kingdom, you're better off. The U.K. has a carer's allowance, which is a benefit to citizens who are taking care of disabled people.
Draw Up a Contract
If the family member you're caring for can afford it, draw up an Elder Care Agreement, suggests Carolyn Rosenblatt, a nurse and attorney. Under such an agreement, the person you are caring for can consent to pay you a steady salary. Make sure the agreement includes a fixed rate and describes your job duties. Also remember that like any income, this is subject to taxes, Social Security and unemployment insurance. Rosenblatt says an elder law specialist or an accountant can advise you on the ramifications. Also, note that if you're the designated caregiver, some states require you to be certified.
Cash and Counseling
Medicaid can help through its Cash and Counseling program, if the elderly family member you're caring for qualifies. Medicaid would pay a sum to offset the costs of food, medical care, transportation and bills to the designated caregiver. Burress cautions that the program is only available in some states and that the aid depends on the family member's need and the current pay rate of in-home care aides in your state. Also, check the National Council on Aging's website Benefits Check Up to see if your state offers grants or other programs for elder care (see Resources).
Long-term Care Insurance
If the senior you're taking care of is lucky enough to have long-term care insurance, in some cases the designated caregiver can be paid through this insurance. However, check the policy to make sure it includes benefits for in-home coverage. Also, Burress says to check with your employer to see if their benefit plan offers elder care assistance.
Tax Deductions
In some cases, part of the cost of taking care of elderly family members is tax-deductible. In such cases, if the elderly family member qualifies, you could claim him as a dependent and write off such costs as living expenses, medical expenses and in-home care expenses. Rosenblatt and Burress both advise that you consult an attorney or accountant to determine eligibility.
Tags: family member, taking care, designated caregiver, elderly family, care elderly
Becoming a Section 8 landlord involves an extensive property inspection.
Section 8, also called the Housing Choice Voucher Program, is a rental subsidy program for low-income, elderly and disabled persons. Although the U.S. Department of Housing and Urban Development funds Section 8, local public housing agencies are responsible for administering the program and monitoring rental properties. So, getting the information you need to become a Section 8 landlord starts with contacting your local public housing agency.
Identification
Not every community participates in the Section 8 program so your first step is to verify program participation with your local housing authority or check with HUD via its website. Once you verify that your community participates, inform your local public housing agency that you want to be on the Section 8 housing list. Listing your property is free and once you do, no further action is necessary until you find and start the process of approving a Section 8 tenant. You can also include a statement in any rental advertisements that you accept Section 8 vouchers.
The Facts
Property safety and maintenance is a major Section 8 concern. Although being a Section 8 landlord is, in many respects, no different than any other landlord-tenant situation, you will be subject to an extensive property inspection before your tenant moves in and then annually as long as your tenant remains in the unit. If you fail any part of the home inspection, all repairs must be complete before your tenant can move in or within the time an inspector gives you if your tenant is already in the unit. If you want to conduct your own inspection for assessment purposes, ask your local public housing agency for a copy of the inspection form or download a copy at the HUD website.
Process
Becoming a Section 8 landlord means, in some cases, modifying your monthly rental charge. The total out-of-pocket rental expense your tenant pays each month must be at least 30 percent but cannot exceed 40 percent of his adjusted gross income, according to HUD. For example, if the normal rent for a unit is $1,200 per month and you receive 70 percent, or $840 in the form of a Section 8 voucher, this leaves the tenant responsible for the remaining $360. If this amount is more than 40 percent of the tenant's adjusted gross income, you will need to lower the monthly rent to comply.
Paperwork
The process you follow when screening prospective tenants, signing and enforcing terms of a lease, and collecting the portion of the monthly rent for which your tenant is responsible includes additional paperwork. Your prospective tenant will first present a Request for Tenancy Approval form at the time you approve the rental application. Your signature and information you provide is necessary to schedule the property inspection. After the inspection is complete, you sign a contract with the housing authority and include a Section 8 addendum to the lease your tenant signs.
Tags: your tenant, local public, local public housing, public housing, Section landlord, your local, Becoming Section
A "sold" sign signals a closed deal on a house sale.
You would think that selling your home means money coming into your bank account, not going out. However, the old saying, "you have to spend money to make money" aptly applies to home selling. There are several costs involved that frequently land in the seller’s lap, although anything is technically negotiable in real estate sales. Some of these costs can be surprising if a seller is not forewarned.
Agent Costs
The largest and one of the most critical of closing expenses is the retention of a selling real estate agent. This is the person who essentially acts as a proxy for the seller, guiding him to a buyer and then closing the deal. Generally, the average suggested for an agent commission equals six percent of the final home sale value. However, the amount in practice varies from a low of four percent to as much as eight percent. This can be quite a bite from the gross sale amount; for example, a $300,000 home means an agent fee of anywhere between $12,000 to $24,000 based on the range. Much depends on the agents’ success and the details of the purchase. As a result, agents like to lock in their fee amount percentage by agreement before starting any selling work. The agent payment happens when the house sale is paid for.
Transfer Taxes
Like anything involving the exchange of large sums of value, the government and financial services develop ways to attach costs. Some jurisdictions attach taxes on sales in the form of transfer taxes or sales taxes. If a transfer tax applies, the recipient of the funds, the seller, frequently ends up paying the cost. Collection can happen at the time of the sale when title documents are transferred or it could happen after the fact with a tax bill sent to the seller. The amount due will be a percentage that is based on the total sale cost of the house.
Property Taxes
Property taxes themselves are frequently left for the new buyer, but sometimes sellers will assume this cost still to sweeten the purchase deal for a buyer. If the sale happens in the middle of a property tax cycle, both seller and buyer can find themselves being charged. Jurisdictions frequently collect property taxes in two payments. The first payment may happen while the seller owns the house and the second may occur right after the buyer takes over. The confirm taxes are paid, sellers or a financing bank can require the buyer puts these funds forward to ensure taxes are paid in the first year of ownership.
Transfer Costs
The home sale transaction itself will require the services of a number of licensed parties. Escrow services, title insurance, appraisal certifications and legal review, if needed, all generate fees and costs. Added together, these technical expenses can run between $5,000 to $10,000 a sale. Almost all of them are required to close a sale under many states' real estate law.
Normally, in a seller's market, these costs are frequently attributed to the buyer. However, when economic times are tight, sellers can find themselves taking on such costs to convince a buyer to commit and get the deal done.
Conclusion
House selling closing costs are not set in stone. Many of the expenses can be negotiated and can either be the responsibility of the buyer or seller. Much depends on how much both parties want the deal to close and the sale to happen. New sellers should not be fooled in just taking an agent's word for it. Remember agents are interested in closing since that's the only way they get paid. Sellers should educate themselves independently on the process so they know objectively what is a definite seller's cost and what is negotiable.
Tags: real estate, close sale, find themselves, home means, home sale