Homeowner assistance can help to cover the costs of repairs.
There are many housing grants available in Charlotte, North Carolina for qualified families. The housing grants can be used for down payments on a home, closing costs and the repair of an existing home. Each housing grant has different requirements that need to be met in order to qualify for assistance.
North Carolina Housing Finance Agency
Offering up to $8,000 in down payment assistance, the North Carolina Housing Finance Agency provides help for first-time home buyers. The program is open to all qualified North Carolina residents.
To qualify for a housing grant, a family must meet certain income and citizenship requirements. The home you purchase has to also meet certain requirements to qualify for down payment assistance. The grant can also be used toward closing costs.
North Carolina Housing Finance Agency
3508 Bush Street
Raleigh, NC 27609
nchfa.com
919-877-5700
Homeownership Voucher Program
The Homeownership Voucher Program helps qualified families with paying the mortgage and other home ownership expenses. An application for the program must be filled out at the local housing authority.
There is a waiting list for the program. If the waiting list is full, you may not be able to fill out an application until there are openings. There are restrictions and requirements for the program, including you must remain in the home you select for at least a year.
Only first-time homeowners qualify for the program. You also have to attend home ownership counseling before you receive assistance.
Charlotte Housing Authority
1301 South Boulevard
Charlotte, NC 28203
cha-nc.org
704-336-5183
House Charlotte Downpayment Assistance Program
The House Charlotte down payment assistance program offers up to $10,000 in grants that can be used toward the down payment on a home in certain neighborhoods. The home must be located in one of 87 designated neighborhoods to qualify.
Home buyers must participate in a pre-purchased education program. There are income requirements families must meet to be considered for the grant.
If you are an employed police officer, you can qualify for additional assistance. Your lender has to apply for the grant on your behalf.
City of Charlotte and Mecklenburg County
chameck.org
704-336-2911
Housing Action Resource Trust (HART)
The Housing Action Resource Trust down payment assistance program offers up to $25,000 to qualified home buyers. The grant can be used toward the down payment or closing costs on a newly constructed or existing home.
To qualify for the HART Program, you must be pre-approved or approved for a loan. The seller must also be a participant in the program to receive the grant.
Housing Action Resource Trust
8711 Monroe Court, Suite A
Rancho Cucamonga, CA 91730
888-820-4278
hartprogram.com
Tags: down payment, North Carolina, down payment assistance, payment assistance, Action Resource
