The U.S. Department of Housing and Urban Development strives to provide clean, safe, and affordable homes to American citizens. The department is centralized in Washington, D.C., and has local offices in all major cities nationwide. Michigan has several offices and HUD programs available throughout the state.
Instructions
HUD Housing in Michigan
1. Contact the local Michigan State Housing Development Authority for assistance with HUD's first time homebuyers programs and information. The authority has 14 offices located throughout the state. These locations can assist you with your purchase, as well as provide you with any information on available down payment and closing costs grants that may be available.
2. Contact your local HUD counseling agency for information. The HUD Approved Housing Counseling Agencies provide valuable guidance and assistance with home purchasing, renting, reverse mortgages, and default/foreclosure prevention. These services are available at no cost. The counseling programs include Homebuyer Education, Money Debt Management, Pre-Purchase Counseling, Post-Purchase Counseling, Services for the Homeless, Loss Mitigation, Renter's Assistance, and various other programs that are designed to assist.
3. Avoid eviction and foreclosure by contacting the Home Repair Services organization for assistance. The Home Repair Services organization, located in Grand Rapids, Michigan, is a non-profit organization that serves low income homeowners throughout Kent County. The program assists homeowners with home repair and maintenance that are designed to maintain your home's safety and value. The organization also provides financial counseling services that assist homeowners in avoiding foreclosure. Home Repair Services works directly with you and your lender to prevent foreclosure when possible.
4. Seek Spanish speaking HUD services through the Latin American Services Organization located in Grand Rapids, Michigan. The organization provides assistance to the Hispanic population of Michigan's Kent County. It provides free-of-charge housing programs and home buyer counseling services.
5. Visit the local Public Housing Agency for public housing assistance. Michigan participates in public housing and Housing Choice Voucher programs. The programs are designed to assist low income families by providing subsidized apartments and homes. Some public housing agencies have waiting lists for these programs. HUD advises that you apply to more than one public housing agencies in order to provide you with a better chance of qualifying.
6. Contact the Director's Office of the Detroit Field Office with any concerns or questions that you are unable to obtain answers to from local offices or contacts. The Detroit Field Office is located at: McNamara Federal Building, 477 Michigan Avenue; Detroit, MI 48226. Phone number: (313) 226-7900. The Detroit Field Office Director is Lana J. Vacha.
Tags: Detroit Field, Detroit Field Office, Field Office, Home Repair, Home Repair Services
