Friday, July 10, 2009

Grants For Elderly People To Get Housing Redone

Grants for Elderly People to Get Housing Redone


From grants given nationwide by federal agencies to privately-funded grants available only in specific areas, money for seniors to get needed repairs done to their homes can be found. Finding a grant in your area can take some time, but if you find the right one, it will be worth the time spent. Does this Spark an idea?


Rural Housing Repair Grants and Loans


This program gives grants of up to $7,500 to people 62 and older to fix health and safety hazards in their homes. Loans of up to $20,000 are also available, and can be combined with a grant for a maximum of $27,500. A program of the United States Department of Agriculture (USDA), the program is available in areas deemed "rural," not in urban areas. To be eligible, households must meet income requirements. For more information, contact your USDA field office.


Other USDA grants


Individual Water and Waste Grants and Housing Preservation Grants (HPG) are also available through USDA. These grants are income-based with no age guidelines. Individual Water and Waste grants are available only to homeowners in Arizona, California, New Mexico and Texas for installation of plumbing and sewer services and fixtures in the home. HPG grants fund repair and rehabilitation of housing for low-income residents. Funds can be used for rental property as well as owner-occupied homes.


HOME Investment Partnerships


HOME is the largest federal housing block grant program of the Department of Housing and Urban Development (HUD). It operates in partnership with state, county and city governments. Focusing on affordable housing, each local HOME program has flexibility to set its own priorities and determine allocate funds. Housing rehabilitation is a common use for HOME funds. To find out if the HOME program in your area offers grants to seniors to redo housing, contact your city, county or state housing department.


Community Development Block Grant


HUD's Community Development Block Grant (CDBG) is given to states and cities with populations over 50,000. Funds are used for decent housing, economic opportunities and suitable living environments, primarily to benefit low-income and moderate-income residents. States design their own CDBG programs, and rehabilitation of housing is sometimes paid with CDBG money. To see if a grant is available to rehabilitate housing for the elderly, contact your state housing department or your city housing department if your city meets the 50,000 or above residency requirement.


Private and Community Foundations


A community foundation is a sort of one-stop shopping service for locally-funded grants. Local donors give money to a central organization whose task it is to oversee and dispense the money in accordance with the particular fund's guidelines. If your community has a community foundation, you can check to see if grants for seniors to redo housing are available. Private foundations sometimes make grants to individuals to help with special needs as well.







Tags: contact your, housing department, your city, also available, available only, Block Grant