Low-income homeowners in Georgia can apply for a grant to make improvements to their mobile home.
The state of Georgia and the U.S. Department of Agriculture provide grants and loans to mobile homeowners to make improvements to their property. To qualify for help, the homeowner must meet the program's low-income-limit requirements. Eligible repairs can help to make the home more accessible for disabled family members, improve the sanitary conditions of the home or help to conserve energy and reduce the cost of utility bills.
Georgia Department of Community Affairs
The Georgia Department of Community Affairs' Community HOME Investment program helps low-income homeowners pay for home improvements. Manufactured housing is eligible for assistance under this program. Mobile homeowners can get up to $7,750 to make repairs. The mobile home must be on land owned by the homeowner or have a lease in the name of the homeowner extending beyond the affordability period, the period of time it takes to complete the improvements. The home must also be on a permanent foundation. Eligible repairs include those that bring the home up to local standards or accessibility modifications.
Weatherization Assistance Program
The Georgia Environmental Finance Authority helps low-income families reduce their utility bills with weatherization services. Weatherization helps to make the home more energy-efficient with repairing or replacing heating and cooling systems. Mobile homeowners can have a Manufactured Home Energy Audit performed on their home to evaluate the existing heating and cooling equipment. Other weatherization measures include installing carbon monoxide detectors, insulation or window replacement. The family's income cannot exceed 200 percent of the federal poverty guidelines to qualify for weatherization services.
USDA 533 Housing Preservation Grants
The U.S. Department of Agriculture helps Georgia mobile homeowners rehabilitate or repair their property. Grants are provided to families with incomes between 50 to 80 percent of the area's median income level. The grant can be used to repair or replace heating systems, repair electrical wiring, make accessibility modifications, correct health and safety deficiencies or perform other repairs that improve the housing unit. The grant is awarded to public or nonprofit agencies in Georgia. Mobile homeowners must apply for help to make repairs through one of these agencies.
USDA 502 Direct Loan Program
The U.S. Department of Agriculture also provides low-cost loans to mobile homeowners. The 502 Direct Single Family Home Program helps low-income families improve the living conditions of their mobile home. These loans are only available to homeowners that live in rural areas with a population of 20,000 or less. The family's total household income cannot exceed 80 percent of the area's median income. The mobile homeowner may be eligible for a loan up to $180,000 depending on the county in which he lives. The 4.875 percent loan has a 33-year term.
Tags: Department Agriculture, Georgia Department, helps low-income, mobile home, mobile homeowners, accessibility modifications, area median
