Low-income seniors can qualify for a grant to renovate their homes.
The U.S. Department of Housing and Urban Development and other federal agencies help low-income households and people with disabilities make renovations on their homes. To qualify for most programs, your income cannot exceed the low-income limit level. HUD has determined the low-income limit level for every county in the U.S. If you apply for a home modification grant, you will need to provide verification that you meet the income eligibility requirements.
USDA Rural Repair Grant
The U.S. Department of Agriculture provides home repair grants to seniors aged 62 years or older. The homeowner can receive up to $7,500 to correct health and safety concerns on his property. To qualify for help, the senior's income cannot exceed 50 percent of the area's median income or the very-low income limit level. The homeowner can also use the money to make upgrades to the home. The home must be located in a USDA-designated rural area of the country for the senior to qualify for a grant.
Specially Adapted Housing Grant
The Department of Veterans Affairs provides Specially Adapted Housing grants to veterans with a service-related disability. The veteran can obtain a grant up to $63,780 to make his home more accessible. The veteran must have an injury that includes loss of use of both arms or legs, blindness in both eyes, or a severe burn injury to qualify for a grant. The money can be used to purchase a home to be modified or modify a home that is already owned. Veterans with less severe injuries can qualify for a grant up to $12,756.
American Dream Downpayment Initiative
HUD's American Dream Downpayment Initiative helps first-time home buyers purchase and rehabilitate a home with $10,000 or 6 percent of the purchase price of the home. To qualify for an ADDI grant, the home buyer's income cannot exceed 80 percent of the area's median income or the low-income limit level. The grant can only be used for rehabilitation in conjunction with the purchase of a home. Typical repairs include reducing lead-based paint hazards or correcting other health hazards on the property. The repairs must be made within one year of the home purchase.
Rental Assistance Reasonable Accommodations
People with disabilities that live in HUD Public Housing or those with a Section 8 voucher can request property owners to make and pay for a reasonable accommodation. A reasonable accommodation is a structural modification to a housing unit, or common areas that will allow a person with a disability to live on the property. The property owner is not required to make structural modifications if other methods are available to make the housing more accessible.
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