Tuesday, March 31, 2009

Claim A Taxi Through Insurance After A Breakdown

Explain to your insurer why a taxi was necessary to get home.


After your car breaks down, you still have to get home somehow. Though the cost of taxi fare after a mechanical breakdown isn't covered by standard auto insurance in the United States, certain types of insurance do allow for this expense in other parts of the world, so your success claiming this expense will vary by location and the type of policy you own. If you have breakdown or towing coverage, you may be able to be reimbursed for taxi fare.


Instructions


1. Verify you have valid taxi-reimbursement coverage. Check for benefits under towing, rental reimbursement or breakdown coverage.


2. File your claim with the insurer. Typically, you call a claims hotline number provided with your policy. You may also be able to file online or by another method spelled out by your insurance company.


3. Answer questions about the loss as your insurer asks them. Provide the date, time and location of the breakdown, as well as the cause if you know it. Advise that you incurred a taxi expense after the loss.


4. Provide the receipt for the taxi fare to your insurer. Typically, you can do this with a hard copy, fax or emailed image. You may be able to submit the receipt to your agent's office as well, if you have one.







Tags: taxi fare, your insurer, insurer Typically, this expense