Multiple public and private sources make grants to Kentucky homeowners or homebuyers. Primary funding categories include awards for payment and closing-cost assistance, wastewater treatment systems and home repair projects. Eligibility requirements vary based on location, income levels, homeowner status and special circumstances such as disability.
Kentucky Housing Corporation
The Kentucky Housing Corporation (KHC) is a public corporation created by the Kentucky General Assembly in 1972 as an agency of the Finance and Administration Cabinet. Among its many financing programs, KHC provides down-payment and closing-cost assistance grants for purchase of existing homes. Grants are made in the form of forgivable loans. Loans range from $4,500 to $10,000, requiring no monthly payment and forgiven over a period of five years. Applicant eligibility depends on income and purchase price, with special considerations based on disability, age or dependents.
Kentucky Housing Corporation
1231 Louisville Road
Frankfort, KY 40601
800-633-8896
kyhousing.org
Eastern Kentucky PRIDE, Inc.
Eastern Kentucky PRIDE, Inc., founded in 1997, is a nonprofit organization serving 38 counties of southern and eastern Kentucky. PRIDE administers a Homeowner Septic System Grant Program for either septic system installation or connection to a public sewer line in place of damaged, unsanitary or nonexistent wastewater treatment systems. Eligible applicants include low-income homeowners in the PRIDE service region. Applicants must provide proof of income, copy of deed, and utility bill bearing the property's physical address. Grant amounts vary by project needs. Grants are awarded on a first-come, first-served basis while funds are available.
Eastern Kentucky PRIDE, Inc.
The Center for Rural Development
2292 S. Highway 27
Somerset, KY 42501
606-677-6150
kypride.org
Kentucky Heartland Outreach
Kentucky Heartland Outreach (KHO), founded in 2000 in Campbellsville, is a faith-based nonprofit organization serving multiple counties in Kentucky as needed. Project capabilities are broad, but samples include roofing, handrails and wheelchair ramps. Supported through various funding sources and volunteer labor, KHO assists with home repair projects through grant, sponsor and self-help programs. The grant program provides project materials and labor at no cost to the homeowner. In the sponsor program, materials costs are covered by a project sponsor, and KHO donates the labor. The self-help program allows the homeowner to pay for materials, with KHO donating the labor. Eligibility is based on qualifying income levels, which vary by county of residence and number of home occupants. Applicants must provide proof of targeted income levels, proof of homeownership, and continued-residency agreements.
Kentucky Heartland Outreach
543 Blue Hole Road
Campbellsville, KY 42718
866-426-1186
khohome.org
Tags: Kentucky PRIDE, Eastern Kentucky, Eastern Kentucky PRIDE, Heartland Outreach, Housing Corporation
