Apply for HUD in Michigan
HUD homes are categorized as government-supported loans and/or grants to assist low-income families with home purchases throughout the United States. The Department of Housing and Urban Development (HUD) is a subsidized entity of the Federal Housing Association (FHA), which means certain home loans from the FHA can be applied to HUD housing. These programs are particularly popular in Michigan, as they give the buyer more loan options and opportunities to secure loan approval. Applying for HUD home loans in Michigan can be a bit challenging and a lengthy process, but with proper instruction the HUD application process can be easily understood.
Instructions
1. Access the HUD City Index for the state of Michigan (see Resources).
2. Check the boxes next to your city location and surrounding areas in Michigan. Scroll to the bottom of the page and click Search. Several HUD brokers will appear in the search results.
3. Contact a HUD broker to obtain a HUD home application for the state of Michigan. In most cases, the application can be faxed, e-mailed or sent to your physical mailing address. Indicate which method of receipt you'd like once you've contacted the broker.
4. Provide all of the HUD application's required personal information. Make sure the information is as accurate as possible to alleviate the possibility of any drawbacks, as this may cause the application to be denied. (See the link for HUD's Public Housing Program in Resources for detailed assistance on filling out the actual application.)
5. Return the application to the HUD broker. Allow for the broker's processing time to receive a response.
Tags: Apply Michigan, home loans, state Michigan