A house being rebuilt by using funding from a disaster assistance grant.
Keeping a home in good condition is a necessary part of home ownership. Homeowners generally understand that there will be charges associated with the upkeep of a residence and that they could possibly pay thousands of dollars for some types of repair problems. Grants for fixing up houses can help homeowners cover the expenses associated with home upkeep. Does this Spark an idea?
Lead Removal
The U.S. Consumer Product Safety Commission states that housing built from the 1940s to the early '80's contains some lead content. This lead contaminant could be in the form of exterior or interior paint or it could be infused in the plumbing system of the house. Removing this hazardous substance is important because of the health risk that it poses. The Lead Based Paint Hazard Control in Privately Owned Housing is a grant that helps low-income families remove lead-based substances from their homes. People can apply for this grant by contacting a local Department of Housing and Urban Development (HUD) agency in their area.
Housing Repair
The Rural Housing Preservation Grant has been designed to help low-income homeowners in rural areas receive grant assistance for home repair. To find out more about how this grant works, contact a HUD agency in your area or a local housing authority in your community.
Seniors
Low-income senior citizens can receive assistance to repair their homes through the Very Low-Income Housing Repair Loans and Grants. Applicants must be at least 62 years of age and financially unable to pay back a loan, and must have an income at least 50 percent below their area's median income. Applicants can apply for this grant through HUD or other authorized housing agencies in their location.
Disaster Assistance
Disasters such as floods or wildfires can cause severe damage or even destroy a home. The Direct Housing Natural Disaster Loans and Grants is a government-funded source that helps with home repairs caused by a natural or man-made disaster. Applicants for the grants must own and occupy a house, be 62 or older, and have a low-income status. Potential applicants can contact their local HUD office or authorized housing agency in their region to find out more about this grant.
Revitalization
Private funding sources in many cities and states offer assistance to homeowners for fixing up their place of residence. Revitalization projects take place in many cities, and organizations offer these programs so that certain neighborhoods can be preserved or aesthetically improved. HUD offers housing revitalization assistance in the form of Community Development Block Grants. Contact the HUD agency in your location to find out more about this particular grant program.
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