Friday, July 6, 2012

Search For Government Housing Grants

grants for homes


One of the biggest accomplishments every adult wishes to achieve is that of becoming a homeowner. Owning a home isn't as easy as it once was. There was a time when becoming a homeowner was a rite of passage to adulthood and something that was almost taken for granted. The standards for qualifying and being approved for a home loan are strict and shuts the door for many of those interested. While banks and lenders make it harder to get housing money, the government provides different avenues for free money to help with the process of buying or maintaining a home. Does this Spark an idea?


Instructions


1. Search for federal housing grants on USA.gov using the link which is provided in the Resources section of this article. USA.gov is a federal grant database which lists over 60 different federal grant categories. The four categories to search under for housing assistance are:


-Home Mortgage and Housing Assistance


-Home Rental Assistance


-Mortgage Assistance Programs


-Renter's Assistance


2. Apply for a housing grant with the US Department of Housing and Urban Development (HUD). Use the link provided in the Resources section of this article to register for an account with HUD and fill out a housing grant application.


3. Research your state's "grant index" website to find a list of available grants in housing. They types of and names of housing related grants will vary by state.


4. Contact your local housing authority about information on available government housing grants. Your local housing authority will have information for city, county and state government housing grant options for you to apply for.







Tags: housing grant, becoming homeowner, federal grant, government housing, housing authority